BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,578Without $1,311

    O-1 at County Cost Group 720 draws $1,578 per month with dependents in 2026, $1,311 without

    Permalinkbahratedesk.com/county-cost-group-720/o-1/ExcelCSVDownloads cover this station.
    County Cost Group 720
    O-1 · with dependents
    $1,578/ month
    $18,936 / year
    At O-1, this is #279 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA ZZ720 · ZIPs 16910 16914 16925 16926 16945 16947 +340 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,023 / mo gross
    Without dependents here$1,311 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 720 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,425$1,143
    E-2$1,425$1,143
    E-3$1,425$1,143
    E-4$1,425$1,143
    E-5$1,536$1,245
    E-6$1,839$1,377
    E-7$1,911$1,434
    E-8$1,989$1,602
    E-9$2,106$1,686
    Warrant officer
    W-1$1,857$1,398
    W-2$1,944$1,599
    W-3$2,043$1,698
    W-4$2,130$1,851
    W-5$2,244$1,929
    Officer — prior enlisted
    O-1E$1,923$1,533
    O-2E$2,025$1,665
    O-3E$2,148$1,830
    Officer
    O-1$1,578$1,311
    O-2$1,836$1,503
    O-3$2,040$1,725
    O-4$2,277$1,908
    O-5$2,451$1,947
    O-6$2,466$2,019
    O-7$2,481$2,052
    PCS compareCounty Cost Group 720 · O-1 · $1,578/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$939+$11,268/yr · like +$14,446 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Champaign$1,599
    China Lake$1,596
    Lexington$1,596
    Sault Ste Marie$1,590
    County Cost Group 720$1,578
    Moody AFB$1,578
    Seymour Johnson AFB$1,578
    Beaumont$1,572
    Springfield$1,572
    Youngstown$1,218

    County Cost Group 720 is #279 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at County Cost Group 7200 – $2,481 / month
    E-1$1,425
    E-2$1,425
    E-3$1,425
    E-4$1,425
    E-5$1,536
    E-6$1,839
    E-7$1,911
    E-8$1,989
    E-9$2,106
    W-1$1,857
    W-2$1,944
    W-3$2,043
    W-4$2,130
    W-5$2,244
    O-1E$1,923
    O-2E$2,025
    O-3E$2,148
    O-1$1,578
    O-2$1,836
    O-3$2,040
    O-4$2,277
    O-5$2,451
    O-6$2,466
    O-7$2,481

    Promoting to O-2 here adds $258 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 720 to San Francisco at O-1 is worth $3,594 a month — about 14 promotions worth of housing allowance, at $258 per grade here.

    02

    Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,578 a month of BAH takes more than $1,578 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.