BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,481Without $2,052

    O-7 at County Cost Group 720 draws $2,481 per month with dependents in 2026, $2,052 without

    Permalinkbahratedesk.com/county-cost-group-720/o-7/ExcelCSVDownloads cover this station.
    County Cost Group 720
    O-7 · with dependents
    $2,481/ month
    $29,772 / year
    At O-7, this is #291 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA ZZ720 · ZIPs 16910 16914 16925 16926 16945 16947 +340 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,181 / mo gross
    Without dependents here$2,052 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 720 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,425$1,143
    E-2$1,425$1,143
    E-3$1,425$1,143
    E-4$1,425$1,143
    E-5$1,536$1,245
    E-6$1,839$1,377
    E-7$1,911$1,434
    E-8$1,989$1,602
    E-9$2,106$1,686
    Warrant officer
    W-1$1,857$1,398
    W-2$1,944$1,599
    W-3$2,043$1,698
    W-4$2,130$1,851
    W-5$2,244$1,929
    Officer — prior enlisted
    O-1E$1,923$1,533
    O-2E$2,025$1,665
    O-3E$2,148$1,830
    Officer
    O-1$1,578$1,311
    O-2$1,836$1,503
    O-3$2,040$1,725
    O-4$2,277$1,908
    O-5$2,451$1,947
    O-6$2,466$2,019
    O-7$2,481$2,052
    PCS compareCounty Cost Group 720 · O-7 · $2,481/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$1,206+$14,472/yr · like +$18,554 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Fort Bliss$2,496
    Peoria$2,493
    San Antonio (JBSA)$2,490
    Yuma$2,487
    County Cost Group 720$2,481
    Wichita$2,478
    County Cost Group 710$2,454
    Goodfellow AFB$2,448
    Vance AFB$2,445
    Youngstown$1,845

    County Cost Group 720 is #291 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at County Cost Group 7200 – $2,481 / month
    E-1$1,425
    E-2$1,425
    E-3$1,425
    E-4$1,425
    E-5$1,536
    E-6$1,839
    E-7$1,911
    E-8$1,989
    E-9$2,106
    W-1$1,857
    W-2$1,944
    W-3$2,043
    W-4$2,130
    W-5$2,244
    O-1E$1,923
    O-2E$2,025
    O-3E$2,148
    O-1$1,578
    O-2$1,836
    O-3$2,040
    O-4$2,277
    O-5$2,451
    O-6$2,466
    O-7$2,481

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,481 a month of BAH takes more than $2,481 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.