Official data current

County Cost Group 770 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ770

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O-3 · With dependents
$2,280per month

$27,360 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #225 of 338O-3 · with dependents reference
Taxable-pay equivalent$2,923/mo Using the stated 22% comparison rate
Year-over-year change−$3/mo · −0.1%2025 $2,283 → 2026 $2,280
O-3 rate selectedMHA ZZ770 ZIPs 05042 05046 05050 05069 05819 05820 +895
PCS compare County Cost Group 770 · O-3 · with dep. · $2,280/mo
County Cost Group 770 $2,280/mo · $27,360/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,283
2026$2,280

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 770 — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
County Cost Group 780 $2,346
Johnson City $2,343
Fort Hood $2,340
Mountain Home AFB $2,325
Wichita Fls $2,325
Fallon NAS $2,319
Kansas City $2,310
Indianapolis $2,307
Roanoke $2,301
Rock Island $2,298
County Cost Group 770 $2,280
Lincoln $2,280
Pensacola $2,271
Malmstrom SFB $2,268
Shreveport $2,268
Fort Rucker $2,262
Greensboro $2,259
Fort Gordon $2,250
Whiteman AFB $2,244
Columbia $2,232
Fort Huachuca $2,232
Anniston $1,686

County Cost Group 770 is #225 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at County Cost Group 7700 – $2,769 / month
E-1 $1,632
E-2 $1,632
E-3 $1,632
E-4 $1,632
E-5 $1,752
E-6 $2,067
E-7 $2,142
E-8 $2,226
E-9 $2,352
W-1 $2,085
W-2 $2,178
W-3 $2,283
W-4 $2,379
W-5 $2,502
O-1E $2,157
O-2E $2,265
O-3E $2,400
O-1 $1,797
O-2 $2,064
O-3 $2,280
O-4 $2,541
O-5 $2,730
O-6 $2,751
O-7 $2,769

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 770 to Westchester County at O-3 is worth $4,353 a month — about 17 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…