BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,769Without $2,298

    O-7 at County Cost Group 770 draws $2,769 per month with dependents in 2026, $2,298 without

    Permalinkbahratedesk.com/county-cost-group-770/o-7/ExcelCSVDownloads cover this station.
    County Cost Group 770
    O-7 · with dependents
    $2,769/ month
    $33,228 / year
    At O-7, this is #229 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA ZZ770 · ZIPs 05042 05046 05050 05069 05819 05820 +895 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,550 / mo gross
    Without dependents here$2,298 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 770 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,632$1,296
    E-2$1,632$1,296
    E-3$1,632$1,296
    E-4$1,632$1,296
    E-5$1,752$1,425
    E-6$2,067$1,548
    E-7$2,142$1,632
    E-8$2,226$1,821
    E-9$2,352$1,908
    Warrant officer
    W-1$2,085$1,599
    W-2$2,178$1,818
    W-3$2,283$1,920
    W-4$2,379$2,079
    W-5$2,502$2,160
    Officer — prior enlisted
    O-1E$2,157$1,749
    O-2E$2,265$1,887
    O-3E$2,400$2,058
    Officer
    O-1$1,797$1,506
    O-2$2,064$1,716
    O-3$2,280$1,950
    O-4$2,541$2,139
    O-5$2,730$2,184
    O-6$2,751$2,259
    O-7$2,769$2,298
    PCS compareCounty Cost Group 770 · O-7 · $2,769/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$918+$11,016/yr · like +$14,123 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Fort Hood$2,787
    Fort Rucker$2,778
    Jacksonville$2,775
    Raleigh$2,775
    County Cost Group 770$2,769
    Mobile$2,766
    Fort Wayne$2,763
    Columbia$2,760
    Malmstrom SFB$2,760
    Youngstown$1,845

    County Cost Group 770 is #229 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at County Cost Group 7700 – $2,769 / month
    E-1$1,632
    E-2$1,632
    E-3$1,632
    E-4$1,632
    E-5$1,752
    E-6$2,067
    E-7$2,142
    E-8$2,226
    E-9$2,352
    W-1$2,085
    W-2$2,178
    W-3$2,283
    W-4$2,379
    W-5$2,502
    O-1E$2,157
    O-2E$2,265
    O-3E$2,400
    O-1$1,797
    O-2$2,064
    O-3$2,280
    O-4$2,541
    O-5$2,730
    O-6$2,751
    O-7$2,769

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,769 a month of BAH takes more than $2,769 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.