Official data current

County Cost Group 780 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ780

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O-5 · With dependents
$2,808per month

$33,696 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #213 of 338O-5 · with dependents reference
Taxable-pay equivalent$3,600/mo Using the stated 22% comparison rate
Year-over-year change+$9/mo · +0.3%2025 $2,799 → 2026 $2,808
O-5 rate selectedMHA ZZ780 ZIPs 03570 03575 03576 03579 03581 03582 +854
PCS compare County Cost Group 780 · O-5 · with dep. · $2,808/mo
County Cost Group 780 $2,808/mo · $33,696/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,799
2026$2,808

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 780 — full sheet Tap a row

What this rate means

O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County $8,064
Lexington $2,841
Lemoore NAS $2,835
Birmingham $2,826
Champaign $2,820
Eastern Shore $2,820
Lansing $2,820
Laughlin AFB $2,820
Bangor $2,814
Marquette $2,811
Toledo $2,811
County Cost Group 780 $2,808
Duluth $2,808
Fort Worth $2,793
Fort Gordon $2,787
Roanoke $2,787
Fort Drum $2,784
Shreveport $2,778
Nellis AFB $2,775
Phoenix $2,775
Tulsa $2,766
Boise $2,763
Youngstown $1,827

County Cost Group 780 is #213 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

Every pay grade at County Cost Group 7800 – $2,847 / month
E-1 $1,689
E-2 $1,689
E-3 $1,689
E-4 $1,689
E-5 $1,815
E-6 $2,130
E-7 $2,208
E-8 $2,292
E-9 $2,424
W-1 $2,148
W-2 $2,244
W-3 $2,349
W-4 $2,451
W-5 $2,577
O-1E $2,220
O-2E $2,331
O-3E $2,469
O-1 $1,860
O-2 $2,127
O-3 $2,346
O-4 $2,613
O-5 $2,808
O-6 $2,829
O-7 $2,847

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 780 to Westchester County at O-5 is worth $5,256 a month — about 250 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…