Official data current

County Cost Group 780 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ780

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W-3 · With dependents
$2,349per month

$28,188 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #215 of 338W-3 · with dependents reference
Taxable-pay equivalent$3,012/mo Using the stated 22% comparison rate
Year-over-year change+$24/mo · +1.0%2025 $2,325 → 2026 $2,349
W-3 rate selectedMHA ZZ780 ZIPs 03570 03575 03576 03579 03581 03582 +854
PCS compare County Cost Group 780 · W-3 · with dep. · $2,349/mo
County Cost Group 780 $2,349/mo · $28,188/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,325
2026$2,349

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 780 — full sheet Tap a row

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County $6,654
Marquette $2,391
Nellis AFB $2,385
Waco $2,382
Bismarck $2,373
Boise $2,373
Duluth $2,373
Jacksonville $2,367
Ogden $2,364
Fayetteville $2,361
Memphis $2,355
County Cost Group 780 $2,349
Fort Hood $2,346
Johnson City $2,346
Mountain Home AFB $2,328
Wichita Fls $2,328
Fallon NAS $2,325
Kansas City $2,313
Indianapolis $2,310
Roanoke $2,304
Rock Island $2,301
County Cost Group 770 $2,283
Anniston $1,689

County Cost Group 780 is #215 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at County Cost Group 7800 – $2,847 / month
E-1 $1,689
E-2 $1,689
E-3 $1,689
E-4 $1,689
E-5 $1,815
E-6 $2,130
E-7 $2,208
E-8 $2,292
E-9 $2,424
W-1 $2,148
W-2 $2,244
W-3 $2,349
W-4 $2,451
W-5 $2,577
O-1E $2,220
O-2E $2,331
O-3E $2,469
O-1 $1,860
O-2 $2,127
O-3 $2,346
O-4 $2,613
O-5 $2,808
O-6 $2,829
O-7 $2,847

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 780 to Westchester County at W-3 is worth $4,305 a month — about 42 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…