BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,021Without $2,490

    O-6 at County Cost Group 800 draws $3,021 per month with dependents in 2026, $2,490 without

    Permalinkbahratedesk.com/county-cost-group-800/o-6/ExcelCSVDownloads cover this station.
    County Cost Group 800
    O-6 · with dependents
    $3,021/ month
    $36,252 / year
    At O-6, this is #171 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839
    MHA ZZ800 · ZIPs 04010 04016 04022 04037 04041 04051 +579 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$3,873 / mo gross
    Without dependents here$2,490 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 800 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,827$1,446
    E-2$1,827$1,446
    E-3$1,827$1,446
    E-4$1,827$1,446
    E-5$1,962$1,599
    E-6$2,283$1,710
    E-7$2,364$1,830
    E-8$2,454$2,031
    E-9$2,589$2,121
    Warrant officer
    W-1$2,301$1,791
    W-2$2,400$2,028
    W-3$2,511$2,133
    W-4$2,619$2,295
    W-5$2,751$2,382
    Officer — prior enlisted
    O-1E$2,379$1,959
    O-2E$2,493$2,100
    O-3E$2,640$2,274
    Officer
    O-1$2,007$1,689
    O-2$2,280$1,920
    O-3$2,508$2,163
    O-4$2,793$2,361
    O-5$2,997$2,409
    O-6$3,021$2,490
    O-7$3,039$2,532
    PCS compareCounty Cost Group 800 · O-6 · $3,021/mo
    Aberdeen Proving Grounds$3,660/mo · $43,920/yr
    ▲ RAISE+$639+$7,668/yr · like +$9,831 of salary

    What this rate means

    O-6 with dependents, nearest stations0 – $8,136 / month
    Westchester County$8,136
    Panama City$3,084
    Charleston$3,060
    Eastern Panhandle$3,051
    Fort Campbell$3,030
    County Cost Group 800$3,021
    Myrtle Beach$3,006
    Battle Creek$2,997
    El Centro$2,997
    Louisville$2,997
    Youngstown$1,839

    County Cost Group 800 is #171 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

    Every pay grade at County Cost Group 8000 – $3,039 / month
    E-1$1,827
    E-2$1,827
    E-3$1,827
    E-4$1,827
    E-5$1,962
    E-6$2,283
    E-7$2,364
    E-8$2,454
    E-9$2,589
    W-1$2,301
    W-2$2,400
    W-3$2,511
    W-4$2,619
    W-5$2,751
    O-1E$2,379
    O-2E$2,493
    O-3E$2,640
    O-1$2,007
    O-2$2,280
    O-3$2,508
    O-4$2,793
    O-5$2,997
    O-6$3,021
    O-7$3,039

    Promoting to O-7 here adds $18 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 800 to Westchester County at O-6 is worth $5,115 a month — about 284 promotions worth of housing allowance, at $18 per grade here.

    02

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,021 a month of BAH takes more than $3,021 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.