BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,751Without $2,382

    W-5 at County Cost Group 800 draws $2,751 per month with dependents in 2026, $2,382 without

    Permalinkbahratedesk.com/county-cost-group-800/w-5/ExcelCSVDownloads cover this station.
    County Cost Group 800
    W-5 · with dependents
    $2,751/ month
    $33,012 / year
    At W-5, this is #173 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA ZZ800 · ZIPs 04010 04016 04022 04037 04041 04051 +579 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$3,527 / mo gross
    Without dependents here$2,382 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 800 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,827$1,446
    E-2$1,827$1,446
    E-3$1,827$1,446
    E-4$1,827$1,446
    E-5$1,962$1,599
    E-6$2,283$1,710
    E-7$2,364$1,830
    E-8$2,454$2,031
    E-9$2,589$2,121
    Warrant officer
    W-1$2,301$1,791
    W-2$2,400$2,028
    W-3$2,511$2,133
    W-4$2,619$2,295
    W-5$2,751$2,382
    Officer — prior enlisted
    O-1E$2,379$1,959
    O-2E$2,493$2,100
    O-3E$2,640$2,274
    Officer
    O-1$2,007$1,689
    O-2$2,280$1,920
    O-3$2,508$2,163
    O-4$2,793$2,361
    O-5$2,997$2,409
    O-6$3,021$2,490
    O-7$3,039$2,532
    PCS compareCounty Cost Group 800 · W-5 · $2,751/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$597+$7,164/yr · like +$9,185 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Jackson$2,790
    Hampton$2,778
    Columbus$2,766
    Fort Carson$2,754
    County Cost Group 800$2,751
    Fort Campbell$2,751
    Myrtle Beach$2,751
    Eastern Panhandle$2,748
    Battle Creek$2,742
    Youngstown$1,806

    County Cost Group 800 is #173 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at County Cost Group 8000 – $3,039 / month
    E-1$1,827
    E-2$1,827
    E-3$1,827
    E-4$1,827
    E-5$1,962
    E-6$2,283
    E-7$2,364
    E-8$2,454
    E-9$2,589
    W-1$2,301
    W-2$2,400
    W-3$2,511
    W-4$2,619
    W-5$2,751
    O-1E$2,379
    O-2E$2,493
    O-3E$2,640
    O-1$2,007
    O-2$2,280
    O-3$2,508
    O-4$2,793
    O-5$2,997
    O-6$3,021
    O-7$3,039

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,751 a month of BAH takes more than $2,751 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.