Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-3E with dependents at Eastern Panhandle draws $2,622 per month in 2026

    Permalinkbahratedesk.com/eastern-panhandle-wv/o-3e/with/ExcelCSVDownloads cover this station.
    Eastern Panhandle, WV
    O-3E · with dependents
    $2,622/ month
    $31,464 / year
    At O-3E, this is #179 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA WV454 · ZIPs 25401 25402 25403 25404 25405 25410 +17 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,362 / mo gross
    Other dependency status here$2,244 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Eastern Panhandle — full sheetTap a row
    PCS compareEastern Panhandle · O-3E · $2,622/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$600+$7,200/yr · like +$9,231 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Hampton$2,637
    Battle Creek$2,634
    Fort Campbell$2,634
    Provo$2,631
    Eastern Panhandle$2,622
    Dahlonega$2,619
    Birmingham$2,613
    Fargo$2,613
    Corpus Christi$2,604
    Youngstown$1,788

    Eastern Panhandle is #179 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Eastern Panhandle0 – $3,072 / month
    E-1$1,899
    E-2$1,899
    E-3$1,899
    E-4$1,899
    E-5$2,058
    E-6$2,253
    E-7$2,334
    E-8$2,421
    E-9$2,568
    W-1$2,271
    W-2$2,370
    W-3$2,481
    W-4$2,598
    W-5$2,748
    O-1E$2,346
    O-2E$2,463
    O-3E$2,622
    O-1$2,091
    O-2$2,250
    O-3$2,478
    O-4$2,796
    O-5$3,027
    O-6$3,051
    O-7$3,072

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,622 a month of BAH takes more than $2,622 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.