BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Eastern Panhandle draws $3,027 per month in 2026

    Permalinkbahratedesk.com/eastern-panhandle-wv/o-5/with/ExcelCSVDownloads cover this station.
    Eastern Panhandle, WV
    O-5 · with dependents
    $3,027/ month
    $36,324 / year
    At O-5, this is #169 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA WV454 · ZIPs 25401 25402 25403 25404 25405 25410 +17 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,881 / mo gross
    Other dependency status here$2,376 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Eastern Panhandle — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,899$1,587
    E-2$1,899$1,587
    E-3$1,899$1,587
    E-4$1,899$1,587
    E-5$2,058$1,677
    E-6$2,253$1,752
    E-7$2,334$1,902
    E-8$2,421$2,103
    E-9$2,568$2,151
    Warrant officer
    W-1$2,271$1,854
    W-2$2,370$2,100
    W-3$2,481$2,160
    W-4$2,598$2,265
    W-5$2,748$2,352
    Officer — prior enlisted
    O-1E$2,346$2,055
    O-2E$2,463$2,139
    O-3E$2,622$2,244
    Officer
    O-1$2,091$1,737
    O-2$2,250$2,010
    O-3$2,478$2,178
    O-4$2,796$2,331
    O-5$3,027$2,376
    O-6$3,051$2,457
    O-7$3,072$2,499
    PCS compareEastern Panhandle · O-5 · $3,027/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$603+$7,236/yr · like +$9,277 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Cincinnati$3,060
    New Orleans$3,060
    Panama City$3,060
    Charleston$3,039
    Eastern Panhandle$3,027
    Fort Campbell$3,006
    County Cost Group 800$2,997
    Myrtle Beach$2,982
    El Centro$2,976
    Youngstown$1,827

    Eastern Panhandle is #169 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Eastern Panhandle0 – $3,072 / month
    E-1$1,899
    E-2$1,899
    E-3$1,899
    E-4$1,899
    E-5$2,058
    E-6$2,253
    E-7$2,334
    E-8$2,421
    E-9$2,568
    W-1$2,271
    W-2$2,370
    W-3$2,481
    W-4$2,598
    W-5$2,748
    O-1E$2,346
    O-2E$2,463
    O-3E$2,622
    O-1$2,091
    O-2$2,250
    O-3$2,478
    O-4$2,796
    O-5$3,027
    O-6$3,051
    O-7$3,072

    Promoting to O-6 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Eastern Panhandle to Westchester County at O-5 is worth $5,037 a month — about 210 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,027 a month of BAH takes more than $3,027 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.