O-1 without dependents, nearest stations0 – $5,067 / month
New York City$5,067
Fort Bliss$1,518
State College$1,515
Battle Creek$1,509
County Cost Group 770$1,506
Fort Knox$1,503
Corpus Christi$1,494
Lincoln$1,494
Akron$1,491
Coos Bay$1,488
Youngstown$1,074
Fort Knox is #236 of 338. The spread between
the dearest and cheapest station at this grade is $3,993 a month —
$47,916 a year, untaxed.
Every pay grade at Fort Knox0 – $2,442 / month
E-1$1,350
E-2$1,350
E-3$1,350
E-4$1,350
E-5$1,443
E-6$1,602
E-7$1,680
E-8$1,764
E-9$1,893
W-1$1,617
W-2$1,746
W-3$1,911
W-4$2,157
W-5$2,265
O-1E$1,695
O-2E$1,860
O-3E$2,130
O-1$1,503
O-2$1,683
O-3$1,956
O-4$2,241
O-5$2,301
O-6$2,403
O-7$2,442
Promoting to O-2 here adds $180 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Fort Knox to New York City at O-1 is worth $3,564 a month — about 20 promotions worth of housing allowance, at $180 per grade here.
02
Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,503 a month of BAH takes more than $1,503 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.