BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-1 without dependents at Fort Knox draws $1,617 per month in 2026

    Permalinkbahratedesk.com/fort-knox-ky/w-1/without/ExcelCSVDownloads cover this station.
    Fort Knox, KY
    W-1 · without dependents
    $1,617/ month
    $19,404 / year
    At W-1, this is #238 of 338 stations loaded · high New York City $5,085 · low Youngstown $1,128
    MHA KY110 · ZIPs 40104 40108 40117 40121 40122 40142 +16 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$2,073 / mo gross
    Other dependency status here$2,157 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Knox — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,575$1,350
    E-2$1,575$1,350
    E-3$1,575$1,350
    E-4$1,575$1,350
    E-5$1,647$1,443
    E-6$2,136$1,602
    E-7$2,241$1,680
    E-8$2,352$1,764
    E-9$2,505$1,893
    Warrant officer
    W-1$2,157$1,617
    W-2$2,286$1,746
    W-3$2,424$1,911
    W-4$2,538$2,157
    W-5$2,679$2,265
    Officer — prior enlisted
    O-1E$2,259$1,695
    O-2E$2,403$1,860
    O-3E$2,559$2,130
    Officer
    O-1$1,710$1,503
    O-2$2,133$1,683
    O-3$2,421$1,956
    O-4$2,724$2,241
    O-5$2,943$2,301
    O-6$2,964$2,403
    O-7$2,985$2,442
    PCS compareFort Knox · W-1 · $1,617/mo
    Aberdeen Proving Grounds$2,205/mo · $26,460/yr
    ▲ RAISE+$588+$7,056/yr · like +$9,046 of salary

    What this rate means

    W-1 without dependents, nearest stations0 – $5,085 / month
    New York City$5,085
    Davis-Monthan AFB$1,632
    Fayetteville$1,632
    Fort Bliss$1,626
    Fort Benning$1,623
    Fort Knox$1,617
    Johnson City$1,611
    Lincoln$1,602
    Wichita Fls$1,602
    County Cost Group 770$1,599
    Youngstown$1,128

    Fort Knox is #238 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at Fort Knox0 – $2,442 / month
    E-1$1,350
    E-2$1,350
    E-3$1,350
    E-4$1,350
    E-5$1,443
    E-6$1,602
    E-7$1,680
    E-8$1,764
    E-9$1,893
    W-1$1,617
    W-2$1,746
    W-3$1,911
    W-4$2,157
    W-5$2,265
    O-1E$1,695
    O-2E$1,860
    O-3E$2,130
    O-1$1,503
    O-2$1,683
    O-3$1,956
    O-4$2,241
    O-5$2,301
    O-6$2,403
    O-7$2,442

    Promoting to W-2 here adds $129 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Knox to New York City at W-1 is worth $3,468 a month — about 27 promotions worth of housing allowance, at $129 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,617 a month of BAH takes more than $1,617 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.