BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,648Without $2,970

    O-5 at Fort Pierce draws $3,648 per month with dependents in 2026, $2,970 without

    Permalinkbahratedesk.com/fort-pierce-fl/o-5/ExcelCSVDownloads cover this station.
    Fort Pierce, FL
    O-5 · with dependents
    $3,648/ month
    $43,776 / year
    At O-5, this is #90 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA FL423 · ZIPs 32948 32957 32958 32960 32961 32962 +29 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$4,677 / mo gross
    Without dependents here$2,970 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fort Pierce — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,499$2,004
    E-2$2,499$2,004
    E-3$2,499$2,004
    E-4$2,499$2,004
    E-5$2,691$2,193
    E-6$2,829$2,322
    E-7$2,916$2,505
    E-8$3,015$2,724
    E-9$3,171$2,754
    Warrant officer
    W-1$2,844$2,442
    W-2$2,958$2,721
    W-3$3,081$2,760
    W-4$3,204$2,841
    W-5$3,360$2,940
    Officer — prior enlisted
    O-1E$2,934$2,688
    O-2E$3,060$2,748
    O-3E$3,228$2,817
    Officer
    O-1$2,715$2,301
    O-2$2,826$2,628
    O-3$3,078$2,772
    O-4$3,408$2,916
    O-5$3,648$2,970
    O-6$3,675$3,060
    O-7$3,702$3,111
    PCS compareFort Pierce · O-5 · $3,648/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▼ CUT−$18−$216/yr · like −$277 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Outer Banks$3,696
    Astoria$3,672
    County Cost Group 860$3,672
    Oxford$3,663
    Fort Pierce$3,648
    Great Lakes Navtracen$3,645
    Aberdeen Proving Grounds$3,630
    Eglin AFB$3,612
    Denver$3,588
    Youngstown$1,827

    Fort Pierce is #90 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Fort Pierce0 – $3,702 / month
    E-1$2,499
    E-2$2,499
    E-3$2,499
    E-4$2,499
    E-5$2,691
    E-6$2,829
    E-7$2,916
    E-8$3,015
    E-9$3,171
    W-1$2,844
    W-2$2,958
    W-3$3,081
    W-4$3,204
    W-5$3,360
    O-1E$2,934
    O-2E$3,060
    O-3E$3,228
    O-1$2,715
    O-2$2,826
    O-3$3,078
    O-4$3,408
    O-5$3,648
    O-6$3,675
    O-7$3,702

    Promoting to O-6 here adds $27 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Pierce to Westchester County at O-5 is worth $4,416 a month — about 164 promotions worth of housing allowance, at $27 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,648 a month of BAH takes more than $3,648 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.