What is W-3 BAH at Fort Pierce in 2026?

$3,081 per month with dependents ($36,972 per year), effective 01 JAN 2026. Without dependents it is $2,760 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-3 BAH at Fort Pierce 2026 — $3,081 with dependents, $2,760 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Fort Pierce, FL

W-3 · with dependents

$3,081/ month

$36,972 / year

At W-3, this is #93 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689

MHA FL423 · ZIPs 32948 32957 32958 32960 32961 32962 +29 more

Your grade is calledARMYCW3USMCCWO3NAVYCWO3

Untaxed — matching it with taxable pay takes$3,950 / mo gross

Without dependents here$2,760 / mo

In government quarters, no dependents$50.10 / mo partial

Fort Pierce — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,499	$2,004
E-2	$2,499	$2,004
E-3	$2,499	$2,004
E-4	$2,499	$2,004
E-5	$2,691	$2,193
E-6	$2,829	$2,322
E-7	$2,916	$2,505
E-8	$3,015	$2,724
E-9	$3,171	$2,754
Warrant officer
W-1	$2,844	$2,442
W-2	$2,958	$2,721
W-3	$3,081	$2,760
W-4	$3,204	$2,841
W-5	$3,360	$2,940
Officer — prior enlisted
O-1E	$2,934	$2,688
O-2E	$3,060	$2,748
O-3E	$3,228	$2,817
Officer
O-1	$2,715	$2,301
O-2	$2,826	$2,628
O-3	$3,078	$2,772
O-4	$3,408	$2,916
O-5	$3,648	$2,970
O-6	$3,675	$3,060
O-7	$3,702	$3,111

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month

Westchester County$6,654

County Cost Group 860$3,093

Outer Banks$3,090

Port Angeles$3,084

Tampa$3,084

Fort Pierce$3,081

Aberdeen Proving Grounds$3,075

Traverse City$3,072

Dover AFB$3,060

Bremerton$3,048

Anniston$1,689

Fort Pierce is #93 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at Fort Pierce0 – $3,702 / month

E-1$2,499

E-2$2,499

E-3$2,499

E-4$2,499

E-5$2,691

E-6$2,829

E-7$2,916

E-8$3,015

E-9$3,171

W-1$2,844

W-2$2,958

W-3$3,081

W-4$3,204

W-5$3,360

O-1E$2,934

O-2E$3,060

O-3E$3,228

O-1$2,715

O-2$2,826

O-3$3,078

O-4$3,408

O-5$3,648

O-6$3,675

O-7$3,702

Promoting to W-4 here adds $123 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Fort Pierce to Westchester County at W-3 is worth $3,573 a month — about 29 promotions worth of housing allowance, at $123 per grade here.

Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,081 a month of BAH takes more than $3,081 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-3 at Fort Pierce draws $3,081 per month with dependents in 2026, $2,760 without

What this rate means

Things the rate table doesn't tell you