BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,310 Without $1,947

E-5 at Fort Stewart draws $2,310 per month with dependents in 2026, $1,947 without

Permalink bahratedesk.com/fort-stewart/ Excel CSV
Fort Stewart, GA
E-5 · with dependents
$2,310/ month
$27,720 / year
At E-5, this is #123 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA GA080 · ZIPs 31301 31308 31309 31310 31313 31314 +7 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,962 / mo gross
Without dependents here $1,947 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Stewart · E-5 · $2,310/mo
Fort Stewart $2,310/mo · $27,720/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Stewart — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,175 $1,791
E-2 $2,175 $1,791
E-3 $2,175 $1,791
E-4 $2,175 $1,791
E-5 $2,310 $1,947
E-6 $2,439 $2,049
E-7 $2,493 $2,178
E-8 $2,556 $2,340
E-9 $2,682 $2,367
Warrant officer
W-1 $2,454 $2,142
W-2 $2,520 $2,337
W-3 $2,601 $2,376
W-4 $2,715 $2,442
W-5 $2,859 $2,508
Officer — prior enlisted
O-1E $2,502 $2,307
O-2E $2,586 $2,361
O-3E $2,736 $2,427
Officer
O-1 $2,334 $2,037
O-2 $2,436 $2,268
O-3 $2,598 $2,385
O-4 $2,904 $2,490
O-5 $3,129 $2,520
O-6 $3,153 $2,577
O-7 $3,174 $2,619

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Portland $2,379
Allentown $2,373
Charlottesville $2,373
Ocala $2,370
Bremerton $2,364
Detroit $2,361
Fort Carson $2,358
Richmond $2,358
County Cost Group 840 $2,322
Dahlgren $2,313
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Nashville $2,268
County Cost Group 830 $2,250
Austin $2,241
Anniston $1,185

Fort Stewart is #123 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Stewart0 – $3,174 / month
E-1 $2,175
E-2 $2,175
E-3 $2,175
E-4 $2,175
E-5 $2,310
E-6 $2,439
E-7 $2,493
E-8 $2,556
E-9 $2,682
W-1 $2,454
W-2 $2,520
W-3 $2,601
W-4 $2,715
W-5 $2,859
O-1E $2,502
O-2E $2,586
O-3E $2,736
O-1 $2,334
O-2 $2,436
O-3 $2,598
O-4 $2,904
O-5 $3,129
O-6 $3,153
O-7 $3,174

The pay chart moves this allowance far less than the map does.

Moving from Fort Stewart to San Francisco at E-5 is worth $2,817 a month — about 22 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.