Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $3,174Without $2,619

    O-7 at Fort Stewart draws $3,174 per month with dependents in 2026, $2,619 without

    Permalinkbahratedesk.com/fort-stewart/o-7/ExcelCSVDownloads cover this station.
    Fort Stewart, GA
    O-7 · with dependents
    $3,174/ month
    $38,088 / year
    At O-7, this is #156 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA GA080 · ZIPs 31301 31308 31309 31310 31313 31314 +7 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$4,069 / mo gross
    Without dependents here$2,619 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fort Stewart — full sheetTap a row
    PCS compareFort Stewart · O-7 · $3,174/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$513+$6,156/yr · like +$7,892 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    State College$3,228
    Fort Collins$3,210
    Barstow$3,189
    County Cost Group 810$3,174
    Fort Stewart$3,174
    Coos Bay$3,162
    Hampton$3,144
    Tallahassee$3,144
    Salt Lake City$3,141
    Youngstown$1,845

    Fort Stewart is #156 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Fort Stewart0 – $3,174 / month
    E-1$2,175
    E-2$2,175
    E-3$2,175
    E-4$2,175
    E-5$2,310
    E-6$2,439
    E-7$2,493
    E-8$2,556
    E-9$2,682
    W-1$2,454
    W-2$2,520
    W-3$2,601
    W-4$2,715
    W-5$2,859
    O-1E$2,502
    O-2E$2,586
    O-3E$2,736
    O-1$2,334
    O-2$2,436
    O-3$2,598
    O-4$2,904
    O-5$3,129
    O-6$3,153
    O-7$3,174

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,174 a month of BAH takes more than $3,174 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.