Official data current

Fort Stewart BAH rates

Verified · Effective 2026-01-01 · MHA GA080

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-2 · With dependents
$2,436per month

$29,232 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #152 of 338O-2 · with dependents reference
Taxable-pay equivalent$3,123/mo Using the stated 22% comparison rate
Year-over-year change+$177/mo · +7.8%2025 $2,259 → 2026 $2,436
O-2 rate selectedMHA GA080 ZIPs 31301 31308 31309 31310 31313 31314 +7
PCS compare Fort Stewart · O-2 · with dep. · $2,436/mo
Fort Stewart $2,436/mo · $29,232/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$2,259
2026$2,436

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Stewart — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
Dahlonega $2,511
Wilmington $2,496
Volusia County $2,493
Dover AFB $2,490
County Cost Group 820 $2,487
Eugene $2,478
Grand Haven $2,478
Phoenix $2,454
Fairbanks $2,451
Panama City $2,439
Fort Stewart $2,436
Charlotte $2,433
Fort Carson $2,430
Barstow $2,427
Fort Worth $2,421
Hampton $2,418
Cleveland $2,415
Grand Rapids $2,400
Chattanooga $2,394
Salem $2,394
Durham $2,388
Youngstown $1,332

Fort Stewart is #152 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Fort Stewart0 – $3,174 / month
E-1 $2,175
E-2 $2,175
E-3 $2,175
E-4 $2,175
E-5 $2,310
E-6 $2,439
E-7 $2,493
E-8 $2,556
E-9 $2,682
W-1 $2,454
W-2 $2,520
W-3 $2,601
W-4 $2,715
W-5 $2,859
O-1E $2,502
O-2E $2,586
O-3E $2,736
O-1 $2,334
O-2 $2,436
O-3 $2,598
O-4 $2,904
O-5 $3,129
O-6 $3,153
O-7 $3,174

The pay chart moves this allowance far less than the map does.

Moving from Fort Stewart to San Francisco at O-2 is worth $3,015 a month — about 19 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…