BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-5 without dependents at Fort Wayne draws $1,503 per month in 2026

    Permalinkbahratedesk.com/fort-wayne-in/e-5/without/ExcelCSVDownloads cover this station.
    Fort Wayne, IN
    E-5 · without dependents
    $1,503/ month
    $18,036 / year
    At E-5, this is #208 of 338 stations loaded · high New York City $4,980 · low Fort Chaffee $996
    MHA IN097 · ZIPs 46704 46741 46743 46745 46748 46765 +49 more
    Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt
    Untaxed — matching it with taxable pay takes$1,927 / mo gross
    Other dependency status here$1,947 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Wayne — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,782$1,338
    E-2$1,782$1,338
    E-3$1,782$1,338
    E-4$1,782$1,338
    E-5$1,947$1,503
    E-6$2,130$1,626
    E-7$2,154$1,785
    E-8$2,184$1,989
    E-9$2,289$2,034
    Warrant officer
    W-1$2,145$1,734
    W-2$2,166$1,986
    W-3$2,208$2,043
    W-4$2,319$2,127
    W-5$2,463$2,160
    Officer — prior enlisted
    O-1E$2,157$1,944
    O-2E$2,199$2,022
    O-3E$2,343$2,118
    Officer
    O-1$1,977$1,611
    O-2$2,127$1,896
    O-3$2,205$2,058
    O-4$2,505$2,145
    O-5$2,727$2,163
    O-6$2,745$2,184
    O-7$2,763$2,220
    PCS compareFort Wayne · E-5 · $1,503/mo
    Aberdeen Proving Grounds$1,986/mo · $23,832/yr
    ▲ RAISE+$483+$5,796/yr · like +$7,431 of salary

    What this rate means

    E-5 without dependents, nearest stations0 – $4,980 / month
    New York City$4,980
    Fort Hood$1,530
    Fort Bragg$1,527
    Mountain Home AFB$1,524
    Toledo$1,524
    Fort Wayne$1,503
    Cleveland$1,500
    San Antonio (JBSA)$1,500
    Robins AFB$1,491
    Wilkes-Barre$1,488
    Fort Chaffee$996

    Fort Wayne is #208 of 338. The spread between the dearest and cheapest station at this grade is $3,984 a month — $47,808 a year, untaxed.

    Every pay grade at Fort Wayne0 – $2,220 / month
    E-1$1,338
    E-2$1,338
    E-3$1,338
    E-4$1,338
    E-5$1,503
    E-6$1,626
    E-7$1,785
    E-8$1,989
    E-9$2,034
    W-1$1,734
    W-2$1,986
    W-3$2,043
    W-4$2,127
    W-5$2,160
    O-1E$1,944
    O-2E$2,022
    O-3E$2,118
    O-1$1,611
    O-2$1,896
    O-3$2,058
    O-4$2,145
    O-5$2,163
    O-6$2,184
    O-7$2,220

    Promoting to E-6 here adds $123 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Wayne to New York City at E-5 is worth $3,477 a month — about 28 promotions worth of housing allowance, at $123 per grade here.

    02

    Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,503 a month of BAH takes more than $1,503 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.