Official data current

Hawaii County BAH rates

Verified · Effective 2026-01-01 · MHA HI409

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E-5 · With dependents
$3,594per month

$43,128 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #22 of 338E-5 · with dependents reference
Taxable-pay equivalent$4,608/mo Using the stated 22% comparison rate
Year-over-year change+$141/mo · +4.1%2025 $3,453 → 2026 $3,594
E-5 rate selectedMHA HI409 ZIPs 96704 96710 96718 96719 96720 96721 +26
PCS compare Hawaii County · E-5 · with dep. · $3,594/mo
Hawaii County $3,594/mo · $43,128/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,453
2026$3,594

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Hawaii County — full sheet Tap a row

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
San Diego $3,975
Florida Keys $3,969
Camp Pendleton $3,963
Cape Cod-Plymouth $3,924
Los Angeles $3,882
Kauai County $3,798
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Anniston $1,185

Hawaii County is #22 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Hawaii County0 – $4,332 / month
E-1 $3,447
E-2 $3,447
E-3 $3,447
E-4 $3,447
E-5 $3,594
E-6 $3,837
E-7 $3,876
E-8 $3,915
E-9 $3,993
W-1 $3,855
W-2 $3,891
W-3 $3,948
W-4 $4,014
W-5 $4,104
O-1E $3,879
O-2E $3,936
O-3E $4,026
O-1 $3,630
O-2 $3,834
O-3 $3,945
O-4 $4,128
O-5 $4,263
O-6 $4,299
O-7 $4,332

The pay chart moves this allowance far less than the map does.

Moving from Hawaii County to San Francisco at E-5 is worth $1,533 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…