Official data current

Hawaii County BAH rates

Verified · Effective 2026-01-01 · MHA HI409

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O-4 · With dependents
$4,128per month

$49,536 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #45 of 338O-4 · with dependents reference
Taxable-pay equivalent$5,292/mo Using the stated 22% comparison rate
Year-over-year change+$219/mo · +5.6%2025 $3,909 → 2026 $4,128
O-4 rate selectedMHA HI409 ZIPs 96704 96710 96718 96719 96720 96721 +26
PCS compare Hawaii County · O-4 · with dep. · $4,128/mo
Hawaii County $4,128/mo · $49,536/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,909
2026$4,128

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Hawaii County — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Manchester $4,512
Newport $4,446
West Palm Beach $4,443
Washington $4,410
Providence $4,317
Worcester $4,296
New Haven $4,275
County Cost Group 890 $4,236
Warrenton $4,206
Hartford $4,128
Hawaii County $4,128
Vandenberg SFB $4,113
Indian Head Navordsta $4,020
Atlantic City $4,014
Boulder $4,005
Chicago $3,927
Santa Fe $3,891
JB McGuire-Dix-Lakehurst $3,882
Riverside $3,876
Juneau $3,873
County Cost Group 880 $3,864
Youngstown $1,809

Hawaii County is #45 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Hawaii County0 – $4,332 / month
E-1 $3,447
E-2 $3,447
E-3 $3,447
E-4 $3,447
E-5 $3,594
E-6 $3,837
E-7 $3,876
E-8 $3,915
E-9 $3,993
W-1 $3,855
W-2 $3,891
W-3 $3,948
W-4 $4,014
W-5 $4,104
O-1E $3,879
O-2E $3,936
O-3E $4,026
O-1 $3,630
O-2 $3,834
O-3 $3,945
O-4 $4,128
O-5 $4,263
O-6 $4,299
O-7 $4,332

The pay chart moves this allowance far less than the map does.

Moving from Hawaii County to Westchester County at O-4 is worth $3,342 a month — about 25 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…