BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Huntington draws $1,686 per month in 2026

    Permalinkbahratedesk.com/huntington-wv/o-3/without/ExcelCSVDownloads cover this station.
    Huntington, WV
    O-3 · without dependents
    $1,686/ month
    $20,232 / year
    At O-3, this is #291 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA WV322 · ZIPs 25504 25510 25520 25537 25541 25545 +40 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,162 / mo gross
    Other dependency status here$1,917 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Huntington — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,404$1,053
    E-2$1,404$1,053
    E-3$1,404$1,053
    E-4$1,404$1,053
    E-5$1,533$1,188
    E-6$1,779$1,332
    E-7$1,827$1,404
    E-8$1,881$1,587
    E-9$1,959$1,653
    Warrant officer
    W-1$1,797$1,371
    W-2$1,848$1,584
    W-3$1,920$1,662
    W-4$1,977$1,785
    W-5$2,055$1,839
    Officer — prior enlisted
    O-1E$1,833$1,530
    O-2E$1,905$1,638
    O-3E$1,989$1,770
    Officer
    O-1$1,569$1,269
    O-2$1,776$1,494
    O-3$1,917$1,686
    O-4$2,073$1,821
    O-5$2,190$1,848
    O-6$2,205$1,896
    O-7$2,217$1,923
    PCS compareHuntington · O-3 · $1,686/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$957+$11,484/yr · like +$14,723 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    China Lake$1,689
    Lubbock$1,689
    Paducah$1,689
    County Cost Group 700$1,686
    Huntington$1,686
    Laughlin AFB$1,686
    Springfield$1,686
    Sparta$1,680
    County Cost Group 690$1,671
    Youngstown$1,344

    Huntington is #291 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Huntington0 – $1,923 / month
    E-1$1,053
    E-2$1,053
    E-3$1,053
    E-4$1,053
    E-5$1,188
    E-6$1,332
    E-7$1,404
    E-8$1,587
    E-9$1,653
    W-1$1,371
    W-2$1,584
    W-3$1,662
    W-4$1,785
    W-5$1,839
    O-1E$1,530
    O-2E$1,638
    O-3E$1,770
    O-1$1,269
    O-2$1,494
    O-3$1,686
    O-4$1,821
    O-5$1,848
    O-6$1,896
    O-7$1,923

    Promoting to O-4 here adds $135 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Huntington to San Francisco at O-3 is worth $3,645 a month — about 27 promotions worth of housing allowance, at $135 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,686 a month of BAH takes more than $1,686 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.