What is O-4 BAH at Huntington in 2026?

$1,821 per month without dependents ($21,852 per year), effective 01 JAN 2026. with dependents it is $2,073 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-4 BAH at Huntington 2026 — $1,821/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Huntington, WV

O-4 · without dependents

$1,821/ month

$21,852 / year

At O-4, this is #300 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497

MHA WV322 · ZIPs 25504 25510 25520 25537 25541 25545 +40 more

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Untaxed — matching it with taxable pay takes$2,335 / mo gross

Other dependency status here$2,073 with dependents

In government quarters, no dependents$50.10 / mo partial

Huntington — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,404	$1,053
E-2	$1,404	$1,053
E-3	$1,404	$1,053
E-4	$1,404	$1,053
E-5	$1,533	$1,188
E-6	$1,779	$1,332
E-7	$1,827	$1,404
E-8	$1,881	$1,587
E-9	$1,959	$1,653
Warrant officer
W-1	$1,797	$1,371
W-2	$1,848	$1,584
W-3	$1,920	$1,662
W-4	$1,977	$1,785
W-5	$2,055	$1,839
Officer — prior enlisted
O-1E	$1,833	$1,530
O-2E	$1,905	$1,638
O-3E	$1,989	$1,770
Officer
O-1	$1,569	$1,269
O-2	$1,776	$1,494
O-3	$1,917	$1,686
O-4	$2,073	$1,821
O-5	$2,190	$1,848
O-6	$2,205	$1,896
O-7	$2,217	$1,923

What this rate means

O-4 without dependents, nearest stations0 – $5,874 / month

Westchester County$5,874

Fort Riley$1,842

County Cost Group 680$1,839

Fort Leonard Wood$1,833

County Cost Group 670$1,830

Huntington$1,821

County Cost Group 660$1,818

Montgomery$1,815

Columbia$1,812

County Cost Group 650$1,809

Youngstown$1,497

Huntington is #300 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

Every pay grade at Huntington0 – $1,923 / month

E-1$1,053

E-2$1,053

E-3$1,053

E-4$1,053

E-5$1,188

E-6$1,332

E-7$1,404

E-8$1,587

E-9$1,653

W-1$1,371

W-2$1,584

W-3$1,662

W-4$1,785

W-5$1,839

O-1E$1,530

O-2E$1,638

O-3E$1,770

O-1$1,269

O-2$1,494

O-3$1,686

O-4$1,821

O-5$1,848

O-6$1,896

O-7$1,923

Promoting to O-5 here adds $27 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Huntington to Westchester County at O-4 is worth $4,053 a month — about 150 promotions worth of housing allowance, at $27 per grade here.

Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,821 a month of BAH takes more than $1,821 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-4 without dependents at Huntington draws $1,821 per month in 2026

What this rate means

Things the rate table doesn't tell you