Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-1 without dependents at Indianapolis draws $1,395 per month in 2026

    Permalinkbahratedesk.com/indianapolis-in/e-1/without/ExcelCSVDownloads cover this station.
    Indianapolis, IN
    E-1 · without dependents
    $1,395/ month
    $16,740 / year
    At E-1, this is #202 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA IN094 · ZIPs 46030 46031 46032 46033 46034 46037 +110 more
    Your grade is calledARMYPVTUSMCPvtNAVYSRUSAFAB
    Untaxed — matching it with taxable pay takes$1,788 / mo gross
    Other dependency status here$1,749 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Indianapolis — full sheetTap a row
    PCS compareIndianapolis · E-1 · $1,395/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$480+$5,760/yr · like +$7,385 of salary

    What this rate means

    E-1 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Auburn$1,407
    Waco$1,404
    County Cost Group 790$1,395
    Humboldt County$1,395
    Indianapolis$1,395
    Rock Island$1,389
    Greenville$1,386
    Abilene$1,380
    Louisville$1,377
    Fort Chaffee$879

    Indianapolis is #202 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Indianapolis0 – $2,322 / month
    E-1$1,395
    E-2$1,395
    E-3$1,395
    E-4$1,395
    E-5$1,533
    E-6$1,656
    E-7$1,749
    E-8$1,947
    E-9$2,040
    W-1$1,716
    W-2$1,944
    W-3$2,055
    W-4$2,211
    W-5$2,250
    O-1E$1,872
    O-2E$2,019
    O-3E$2,202
    O-1$1,617
    O-2$1,836
    O-3$2,085
    O-4$2,238
    O-5$2,253
    O-6$2,286
    O-7$2,322

    Promoting to E-2 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,395 a month of BAH takes more than $1,395 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.