O-7 without dependents, nearest stations0 – $6,759 / month
Westchester County$6,759
Memphis$2,343
Mountain Home AFB$2,343
Wichita Fls$2,343
Kansas City$2,328
Indianapolis$2,322
Roanoke$2,319
Rock Island$2,313
County Cost Group 770$2,298
Lincoln$2,295
Anniston$1,692
Indianapolis is #222 of 338. The spread between
the dearest and cheapest station at this grade is $5,067 a month —
$60,804 a year, untaxed.
Every pay grade at Indianapolis0 – $2,322 / month
E-1$1,395
E-2$1,395
E-3$1,395
E-4$1,395
E-5$1,533
E-6$1,656
E-7$1,749
E-8$1,947
E-9$2,040
W-1$1,716
W-2$1,944
W-3$2,055
W-4$2,211
W-5$2,250
O-1E$1,872
O-2E$2,019
O-3E$2,202
O-1$1,617
O-2$1,836
O-3$2,085
O-4$2,238
O-5$2,253
O-6$2,286
O-7$2,322
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,322 a month of BAH takes more than $2,322 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.