BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-9 without dependents at Indianapolis draws $2,040 per month in 2026

    Permalinkbahratedesk.com/indianapolis-in/e-9/without/ExcelCSVDownloads cover this station.
    Indianapolis, IN
    E-9 · without dependents
    $2,040/ month
    $24,480 / year
    At E-9, this is #200 of 338 stations loaded · high San Francisco $5,286 · low Anniston $1,335
    MHA IN094 · ZIPs 46030 46031 46032 46033 46034 46037 +110 more
    Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt
    Untaxed — matching it with taxable pay takes$2,615 / mo gross
    Other dependency status here$2,346 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Indianapolis — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,749$1,395
    E-2$1,749$1,395
    E-3$1,749$1,395
    E-4$1,749$1,395
    E-5$1,875$1,533
    E-6$2,208$1,656
    E-7$2,244$1,749
    E-8$2,283$1,947
    E-9$2,346$2,040
    Warrant officer
    W-1$2,229$1,716
    W-2$2,259$1,944
    W-3$2,310$2,055
    W-4$2,361$2,211
    W-5$2,433$2,250
    Officer — prior enlisted
    O-1E$2,247$1,872
    O-2E$2,298$2,019
    O-3E$2,373$2,202
    Officer
    O-1$1,923$1,617
    O-2$2,205$1,836
    O-3$2,307$2,085
    O-4$2,451$2,238
    O-5$2,559$2,253
    O-6$2,577$2,286
    O-7$2,592$2,322
    PCS compareIndianapolis · E-9 · $2,040/mo
    Aberdeen Proving Grounds$2,607/mo · $31,284/yr
    ▲ RAISE+$567+$6,804/yr · like +$8,723 of salary

    What this rate means

    E-9 without dependents, nearest stations0 – $5,286 / month
    San Francisco$5,286
    El Centro$2,061
    Columbus$2,055
    County Cost Group 790$2,049
    Pensacola$2,046
    Indianapolis$2,040
    Jackson$2,037
    Fort Wayne$2,034
    State College$2,034
    Baton Rouge$2,031
    Anniston$1,335

    Indianapolis is #200 of 338. The spread between the dearest and cheapest station at this grade is $3,951 a month — $47,412 a year, untaxed.

    Every pay grade at Indianapolis0 – $2,322 / month
    E-1$1,395
    E-2$1,395
    E-3$1,395
    E-4$1,395
    E-5$1,533
    E-6$1,656
    E-7$1,749
    E-8$1,947
    E-9$2,040
    W-1$1,716
    W-2$1,944
    W-3$2,055
    W-4$2,211
    W-5$2,250
    O-1E$1,872
    O-2E$2,019
    O-3E$2,202
    O-1$1,617
    O-2$1,836
    O-3$2,085
    O-4$2,238
    O-5$2,253
    O-6$2,286
    O-7$2,322

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,040 a month of BAH takes more than $2,040 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.