BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,874 Without $2,157

E-5 at JB Elmendorf-Richardson draws $2,874 per month with dependents in 2026, $2,157 without

Permalink bahratedesk.com/jber/ Excel CSV
Anchorage, AK
E-5 · with dependents
$2,874/ month
$34,488 / year
At E-5, this is #61 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AK404 · ZIPs 99501 99502 99503 99504 99505 99506 +167 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,685 / mo gross
Without dependents here $2,157 / mo
In government quarters, no dependents $50.10 / mo partial
MHA

Alaska is BAH, not OHA — a common mix-up when people see 'overseas-feeling' duty stations.

PCS compare JB Elmendorf-Richardson · E-5 · $2,874/mo
JB Elmendorf-Richardson $2,874/mo · $34,488/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

JB Elmendorf-Richardson — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,277 $1,707
E-2 $2,277 $1,707
E-3 $2,277 $1,707
E-4 $2,277 $1,707
E-5 $2,874 $2,157
E-6 $2,892 $2,169
E-7 $3,045 $2,283
E-8 $3,240 $2,430
E-9 $3,486 $2,616
Warrant officer
W-1 $2,895 $2,172
W-2 $3,123 $2,385
W-3 $3,369 $2,619
W-4 $3,528 $2,901
W-5 $3,723 $3,087
Officer — prior enlisted
O-1E $3,078 $2,310
O-2E $3,333 $2,523
O-3E $3,558 $2,853
Officer
O-1 $2,886 $2,166
O-2 $2,889 $2,286
O-3 $3,360 $2,643
O-4 $3,789 $3,051
O-5 $4,095 $3,162
O-6 $4,131 $3,348
O-7 $4,161 $3,405

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Willow Grove $2,934
Annapolis $2,928
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Hartford $2,901
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
County Cost Group 880 $2,850
Newport $2,847
Denver $2,841
JB McGuire-Dix-Lakehurst $2,823
Boulder $2,754
Cape May $2,754
Everett $2,748
Tampa $2,709
Anniston $1,185

JB Elmendorf-Richardson is #61 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at JB Elmendorf-Richardson0 – $4,161 / month
E-1 $2,277
E-2 $2,277
E-3 $2,277
E-4 $2,277
E-5 $2,874
E-6 $2,892
E-7 $3,045
E-8 $3,240
E-9 $3,486
W-1 $2,895
W-2 $3,123
W-3 $3,369
W-4 $3,528
W-5 $3,723
O-1E $3,078
O-2E $3,333
O-3E $3,558
O-1 $2,886
O-2 $2,889
O-3 $3,360
O-4 $3,789
O-5 $4,095
O-6 $4,131
O-7 $4,161

The pay chart moves this allowance far less than the map does.

Moving from JB Elmendorf-Richardson to San Francisco at E-5 is worth $2,253 a month — about 125 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.