Official data current

JB Elmendorf-Richardson BAH rates

Verified · Effective 2026-01-01 · MHA AK404

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-3 · With dependents
$3,360per month

$40,320 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #69 of 338O-3 · with dependents reference
Taxable-pay equivalent$4,308/mo Using the stated 22% comparison rate
Year-over-year change+$102/mo · +3.1%2025 $3,258 → 2026 $3,360
O-3 rate selectedMHA AK404 ZIPs 99501 99502 99503 99504 99505 99506 +167
PCS compare JB Elmendorf-Richardson · O-3 · with dep. · $3,360/mo
JB Elmendorf-Richardson $3,360/mo · $40,320/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$3,258
2026$3,360

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

MHA

Alaska is BAH, not OHA — a common mix-up when people see 'overseas-feeling' duty stations.

JB Elmendorf-Richardson — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
County Cost Group 880 $3,489
Sitka $3,462
Austin $3,447
Annapolis $3,438
Willow Grove $3,438
Hampden County $3,426
Madison $3,426
San Bernardino $3,414
Fort G. G. Meade $3,411
Eglin AFB $3,399
JB Elmendorf-Richardson $3,360
Ann Arbor $3,357
Ketchikan $3,327
Quantico $3,327
Stockton $3,309
New London $3,306
County Cost Group 870 $3,270
Edwards AFB $3,264
Fort Detrick $3,255
Ballston Spa $3,234
Astoria $3,213
Anniston $1,686

JB Elmendorf-Richardson is #69 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at JB Elmendorf-Richardson0 – $4,161 / month
E-1 $2,277
E-2 $2,277
E-3 $2,277
E-4 $2,277
E-5 $2,874
E-6 $2,892
E-7 $3,045
E-8 $3,240
E-9 $3,486
W-1 $2,895
W-2 $3,123
W-3 $3,369
W-4 $3,528
W-5 $3,723
O-1E $3,078
O-2E $3,333
O-3E $3,558
O-1 $2,886
O-2 $2,889
O-3 $3,360
O-4 $3,789
O-5 $4,095
O-6 $4,131
O-7 $4,161

The pay chart moves this allowance far less than the map does.

Moving from JB Elmendorf-Richardson to Westchester County at O-3 is worth $3,273 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…