What is E-9 BAH at JB Elmendorf-Richardson in 2026?

$3,486 per month with dependents ($41,832 per year), effective 01 JAN 2026. Without dependents it is $2,616 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-9 BAH at JB Elmendorf-Richardson 2026 — $3,486 with dependents, $2,616 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Anchorage, AK

E-9 · with dependents

$3,486/ month

$41,832 / year

At E-9, this is #67 of 338 stations loaded · high Westchester County $6,882 · low Anniston $1,755

MHA AK404 · ZIPs 99501 99502 99503 99504 99505 99506 +167 more

Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt

Untaxed — matching it with taxable pay takes$4,469 / mo gross

Without dependents here$2,616 / mo

In government quarters, no dependents$50.10 / mo partial

MHA

Alaska is BAH, not OHA — a common mix-up when people see 'overseas-feeling' duty stations.

JB Elmendorf-Richardson — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,277	$1,707
E-2	$2,277	$1,707
E-3	$2,277	$1,707
E-4	$2,277	$1,707
E-5	$2,874	$2,157
E-6	$2,892	$2,169
E-7	$3,045	$2,283
E-8	$3,240	$2,430
E-9	$3,486	$2,616
Warrant officer
W-1	$2,895	$2,172
W-2	$3,123	$2,385
W-3	$3,369	$2,619
W-4	$3,528	$2,901
W-5	$3,723	$3,087
Officer — prior enlisted
O-1E	$3,078	$2,310
O-2E	$3,333	$2,523
O-3E	$3,558	$2,853
Officer
O-1	$2,886	$2,166
O-2	$2,889	$2,286
O-3	$3,360	$2,643
O-4	$3,789	$3,051
O-5	$4,095	$3,162
O-6	$4,131	$3,348
O-7	$4,161	$3,405

What this rate means

E-9 with dependents, nearest stations0 – $6,882 / month

Westchester County$6,882

Hampden County$3,522

Sitka$3,513

Fort G. G. Meade$3,507

Willow Grove$3,495

JB Elmendorf-Richardson$3,486

Ann Arbor$3,483

San Bernardino$3,465

Eglin AFB$3,447

Quantico$3,444

Anniston$1,755

JB Elmendorf-Richardson is #67 of 338. The spread between the dearest and cheapest station at this grade is $5,127 a month — $61,524 a year, untaxed.

Every pay grade at JB Elmendorf-Richardson0 – $4,161 / month

E-1$2,277

E-2$2,277

E-3$2,277

E-4$2,277

E-5$2,874

E-6$2,892

E-7$3,045

E-8$3,240

E-9$3,486

W-1$2,895

W-2$3,123

W-3$3,369

W-4$3,528

W-5$3,723

O-1E$3,078

O-2E$3,333

O-3E$3,558

O-1$2,886

O-2$2,889

O-3$3,360

O-4$3,789

O-5$4,095

O-6$4,131

O-7$4,161

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,486 a month of BAH takes more than $3,486 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-9 at JB Elmendorf-Richardson draws $3,486 per month with dependents in 2026, $2,616 without

What this rate means

Things the rate table doesn't tell you