O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Martha's Vineyard$4,587
Hanscom AFB$4,476
San Diego$4,401
Camp Pendleton$4,395
Kauai County$4,260
Staten Island$4,209
Los Angeles$4,185
West Point$4,113
Oakland$4,110
Youngstown$1,332
Kauai County is #14 of 338. The spread between
the dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Kauai County0 – $5,991 / month
E-1$3,588
E-2$3,588
E-3$3,588
E-4$3,588
E-5$3,798
E-6$4,266
E-7$4,410
E-8$4,566
E-9$4,863
W-1$4,287
W-2$4,476
W-3$4,668
W-4$4,938
W-5$5,262
O-1E$4,440
O-2E$4,638
O-3E$4,986
O-1$3,861
O-2$4,260
O-3$4,662
O-4$5,376
O-5$5,892
O-6$5,943
O-7$5,991
Promoting to O-3 here adds $402 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Kauai County to San Francisco at O-2 is worth $1,191 a month — about 3 promotions worth of housing allowance, at $402 per grade here.
02
Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $4,260 a month of BAH takes more than $4,260 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.