W-3 without dependents, nearest stations0 – $5,301 / month
San Francisco$5,301
Hanscom AFB$4,341
Martha's Vineyard$4,311
San Diego$4,206
Camp Pendleton$4,197
Kauai County$4,050
Los Angeles$4,044
Florida Keys$4,011
Staten Island$3,993
Cape Cod-Plymouth$3,960
Youngstown$1,341
Kauai County is #14 of 338. The spread between
the dearest and cheapest station at this grade is $3,960 a month —
$47,520 a year, untaxed.
Every pay grade at Kauai County0 – $4,731 / month
E-1$2,757
E-2$2,757
E-3$2,757
E-4$2,757
E-5$3,162
E-6$3,399
E-7$3,597
E-8$3,897
E-9$4,032
W-1$3,525
W-2$3,894
W-3$4,050
W-4$4,296
W-5$4,446
O-1E$3,795
O-2E$4,002
O-3E$4,260
O-1$3,375
O-2$3,732
O-3$4,095
O-4$4,416
O-5$4,503
O-6$4,647
O-7$4,731
Promoting to W-4 here adds $246 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Kauai County to San Francisco at W-3 is worth $1,251 a month — about 5 promotions worth of housing allowance, at $246 per grade here.
02
Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $4,050 a month of BAH takes more than $4,050 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.