Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-3E without dependents at Kauai County draws $4,260 per month in 2026

    Permalinkbahratedesk.com/kauai-county-hi/o-3e/without/ExcelCSVDownloads cover this station.
    Kauai County, HI
    O-3E · without dependents
    $4,260/ month
    $51,120 / year
    At O-3E, this is #14 of 338 stations loaded · high San Francisco $5,445 · low Youngstown $1,347
    MHA HI414 · ZIPs 96703 96705 96714 96715 96716 96722 +11 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$5,462 / mo gross
    Other dependency status here$4,986 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Kauai County — full sheetTap a row
    PCS compareKauai County · O-3E · $4,260/mo
    Aberdeen Proving Grounds$2,733/mo · $32,796/yr
    ▼ CUT$1,527−$18,324/yr · like −$23,492 of salary

    What this rate means

    O-3E without dependents, nearest stations0 – $5,445 / month
    San Francisco$5,445
    Martha's Vineyard$4,587
    Hanscom AFB$4,470
    San Diego$4,398
    Camp Pendleton$4,392
    Kauai County$4,260
    Staten Island$4,209
    Los Angeles$4,179
    West Point$4,113
    Oakland$4,107
    Youngstown$1,347

    Kauai County is #14 of 338. The spread between the dearest and cheapest station at this grade is $4,098 a month — $49,176 a year, untaxed.

    Every pay grade at Kauai County0 – $4,731 / month
    E-1$2,757
    E-2$2,757
    E-3$2,757
    E-4$2,757
    E-5$3,162
    E-6$3,399
    E-7$3,597
    E-8$3,897
    E-9$4,032
    W-1$3,525
    W-2$3,894
    W-3$4,050
    W-4$4,296
    W-5$4,446
    O-1E$3,795
    O-2E$4,002
    O-3E$4,260
    O-1$3,375
    O-2$3,732
    O-3$4,095
    O-4$4,416
    O-5$4,503
    O-6$4,647
    O-7$4,731

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,260 a month of BAH takes more than $4,260 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.