Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
County Cost Group 870$2,994
Philadelphia$2,976
Sacramento$2,976
Orlando$2,958
Outer Banks$2,943
Stockton$2,931
Fort Myers Beach$2,916
JB Lewis-McChord$2,916
Baltimore$2,901
JB Elmendorf-Richardson$2,889
Madison$2,886
Ketchikan$2,883
Kodiak Island$2,880
Patrick SFB$2,880
Ballston Spa$2,859
Port Angeles$2,856
Hampden County$2,847
Allentown$2,835
County Cost Group 860$2,826
Fort Pierce$2,826
Fresno$2,823
Youngstown$1,332
Madison is #83 of 338. The spread between the
dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Madison0 – $4,056 / month
E-1$2,394
E-2$2,394
E-3$2,394
E-4$2,394
E-5$2,655
E-6$2,889
E-7$3,084
E-8$3,297
E-9$3,525
W-1$2,910
W-2$3,171
W-3$3,435
W-4$3,558
W-5$3,711
O-1E$3,123
O-2E$3,396
O-3E$3,582
O-1$2,691
O-2$2,886
O-3$3,426
O-4$3,759
O-5$3,993
O-6$4,026
O-7$4,056
The pay chart moves this allowance far less than the map does.
Moving from Madison to San Francisco at O-2
is worth $2,565 a month — about 5 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.