Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County$7,470
Juneau$3,873
County Cost Group 880$3,864
Brunswick$3,846
Austin$3,825
Annapolis$3,822
Ann Arbor$3,804
JB Elmendorf-Richardson$3,789
Everett$3,780
Vallejo$3,762
Fort G. G. Meade$3,759
Madison$3,759
Quantico$3,753
Hampden County$3,747
Stockton$3,738
Ketchikan$3,720
Willow Grove$3,714
New London$3,654
Cape May$3,639
Sitka$3,639
San Bernardino$3,630
County Cost Group 870$3,627
Youngstown$1,809
Madison is #64 of 338. The spread between the
dearest and cheapest station at this grade is $5,661 a month —
$67,932 a year, untaxed.
Every pay grade at Madison0 – $4,056 / month
E-1$2,394
E-2$2,394
E-3$2,394
E-4$2,394
E-5$2,655
E-6$2,889
E-7$3,084
E-8$3,297
E-9$3,525
W-1$2,910
W-2$3,171
W-3$3,435
W-4$3,558
W-5$3,711
O-1E$3,123
O-2E$3,396
O-3E$3,582
O-1$2,691
O-2$2,886
O-3$3,426
O-4$3,759
O-5$3,993
O-6$4,026
O-7$4,056
The pay chart moves this allowance far less than the map does.
Moving from Madison to Westchester County at O-4
is worth $3,711 a month — about 16 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.