Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Oakland$4,110
Fort Monmouth$4,077
Perth Amboy$4,065
Florida Keys$4,053
Ventura$4,002
Cape Cod-Plymouth$3,996
Trenton$3,969
San Luis Obispo$3,939
Honolulu County$3,909
Seattle$3,897
Monterey$3,864
Hawaii County$3,834
Marin$3,813
Miami$3,789
Washington$3,753
Essex CO$3,741
Burlington$3,732
New Haven$3,714
Chicago$3,699
Portsmouth$3,687
Vandenberg SFB$3,639
Youngstown$1,332
Monterey is #28 of 338. The spread between the
dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Monterey0 – $5,658 / month
E-1$3,249
E-2$3,249
E-3$3,249
E-4$3,249
E-5$3,465
E-6$3,867
E-7$4,218
E-8$4,599
E-9$4,956
W-1$3,894
W-2$4,374
W-3$4,842
W-4$5,001
W-5$5,196
O-1E$4,293
O-2E$4,773
O-3E$5,031
O-1$3,519
O-2$3,864
O-3$4,824
O-4$5,259
O-5$5,565
O-6$5,613
O-7$5,658
The pay chart moves this allowance far less than the map does.
Moving from Monterey to San Francisco at O-2
is worth $1,587 a month — about 2 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.