Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County$7,470
Maui County$6,045
Boston$5,928
Santa Clara County$5,856
Florida Keys$5,655
Northern New Jersey$5,610
Hanscom AFB$5,535
Long Island$5,502
Martha's Vineyard$5,385
Kauai County$5,376
Essex CO$5,301
Monterey$5,259
Miami$5,208
Camp Pendleton$5,085
San Diego$5,082
Los Angeles$5,052
Staten Island$5,043
Portsmouth$4,983
Trenton$4,926
San Luis Obispo$4,920
West Point$4,884
Cape Cod-Plymouth$4,872
Youngstown$1,809
Monterey is #15 of 338. The spread between the
dearest and cheapest station at this grade is $5,661 a month —
$67,932 a year, untaxed.
Every pay grade at Monterey0 – $5,658 / month
E-1$3,249
E-2$3,249
E-3$3,249
E-4$3,249
E-5$3,465
E-6$3,867
E-7$4,218
E-8$4,599
E-9$4,956
W-1$3,894
W-2$4,374
W-3$4,842
W-4$5,001
W-5$5,196
O-1E$4,293
O-2E$4,773
O-3E$5,031
O-1$3,519
O-2$3,864
O-3$4,824
O-4$5,259
O-5$5,565
O-6$5,613
O-7$5,658
The pay chart moves this allowance far less than the map does.
Moving from Monterey to Westchester County at O-4
is worth $2,211 a month — about 7 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.