Official data current

Moody AFB BAH rates

Verified · Effective 2026-01-01 · MHA GA081

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O-3 · With dependents
$2,004per month

$24,048 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #285 of 338O-3 · with dependents reference
Taxable-pay equivalent$2,569/mo Using the stated 22% comparison rate
Year-over-year change+$150/mo · +8.1%2025 $1,854 → 2026 $2,004
O-3 rate selectedMHA GA081 ZIPs 31601 31602 31603 31604 31605 31606 +20
PCS compare Moody AFB · O-3 · with dep. · $2,004/mo
Moody AFB $2,004/mo · $24,048/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,854
2026$2,004

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Moody AFB — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Yuma $2,049
County Cost Group 720 $2,040
Gulfport $2,040
Lafayette $2,040
Peoria $2,040
Morgantown $2,031
Paducah $2,031
Fort Leonard Wood $2,028
County Cost Group 710 $2,016
St Mary And Terrebonne $2,007
Moody AFB $2,004
Springfield $2,001
Terre Haute $2,001
County Cost Group 700 $1,998
Springfield $1,998
Lubbock $1,983
County Cost Group 690 $1,980
Akron $1,977
Lake Charles $1,977
Little Rock $1,974
Oklahoma City $1,974
Anniston $1,686

Moody AFB is #285 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Moody AFB0 – $2,622 / month
E-1 $1,503
E-2 $1,503
E-3 $1,503
E-4 $1,503
E-5 $1,524
E-6 $1,917
E-7 $1,950
E-8 $1,980
E-9 $2,097
W-1 $1,938
W-2 $1,962
W-3 $2,007
W-4 $2,130
W-5 $2,289
O-1E $1,953
O-2E $1,995
O-3E $2,157
O-1 $1,578
O-2 $1,914
O-3 $2,004
O-4 $2,340
O-5 $2,589
O-6 $2,607
O-7 $2,622

The pay chart moves this allowance far less than the map does.

Moving from Moody AFB to Westchester County at O-3 is worth $4,629 a month — about 14 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…