What is W-1 BAH at Moody AFB in 2026?

$1,938 per month with dependents ($23,256 per year), effective 01 JAN 2026. Without dependents it is $1,509 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-1 BAH at Moody AFB 2026 — $1,938 with dependents, $1,509 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Moody AFB, GA

W-1 · with dependents

$1,938/ month

$23,256 / year

At W-1, this is #261 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350

MHA GA081 · ZIPs 31601 31602 31603 31604 31605 31606 +20 more

Your grade is calledARMYWO1USMCWONAVYWO1

Untaxed — matching it with taxable pay takes$2,485 / mo gross

Without dependents here$1,509 / mo

In government quarters, no dependents$50.10 / mo partial

Moody AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,503	$1,320
E-2	$1,503	$1,320
E-3	$1,503	$1,320
E-4	$1,503	$1,320
E-5	$1,524	$1,416
E-6	$1,917	$1,479
E-7	$1,950	$1,512
E-8	$1,980	$1,608
E-9	$2,097	$1,722
Warrant officer
W-1	$1,938	$1,509
W-2	$1,962	$1,605
W-3	$2,007	$1,737
W-4	$2,130	$1,920
W-5	$2,289	$1,956
Officer — prior enlisted
O-1E	$1,953	$1,524
O-2E	$1,995	$1,695
O-3E	$2,157	$1,911
Officer
O-1	$1,578	$1,476
O-2	$1,914	$1,521
O-3	$2,004	$1,773
O-4	$2,340	$1,941
O-5	$2,589	$1,959
O-6	$2,607	$1,980
O-7	$2,622	$2,013

What this rate means

W-1 with dependents, nearest stations0 – $5,472 / month

San Francisco$5,472

Akron$1,947

White Sands MR$1,944

Beaumont$1,938

Fort Hood$1,938

Moody AFB$1,938

Sault Ste Marie$1,938

Morgantown$1,935

County Cost Group 740$1,914

Fort Drum$1,914

Youngstown$1,350

Moody AFB is #261 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

Every pay grade at Moody AFB0 – $2,622 / month

E-1$1,503

E-2$1,503

E-3$1,503

E-4$1,503

E-5$1,524

E-6$1,917

E-7$1,950

E-8$1,980

E-9$2,097

W-1$1,938

W-2$1,962

W-3$2,007

W-4$2,130

W-5$2,289

O-1E$1,953

O-2E$1,995

O-3E$2,157

O-1$1,578

O-2$1,914

O-3$2,004

O-4$2,340

O-5$2,589

O-6$2,607

O-7$2,622

Promoting to W-2 here adds $24 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Moody AFB to San Francisco at W-1 is worth $3,534 a month — about 147 promotions worth of housing allowance, at $24 per grade here.

Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,938 a month of BAH takes more than $1,938 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-1 at Moody AFB draws $1,938 per month with dependents in 2026, $1,509 without

What this rate means

Things the rate table doesn't tell you