O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Nellis AFB$2,205
Bismarck$2,196
Baton Rouge$2,190
Fort Huachuca$2,190
Mountain Home AFB$2,181
Kansas City$2,172
Toledo$2,163
Jackson$2,160
Fort Gordon$2,154
Youngstown$1,332
Mountain Home AFB is #205 of 338. The spread between
the dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Mountain Home AFB0 – $2,943 / month
E-1$1,563
E-2$1,563
E-3$1,563
E-4$1,563
E-5$1,605
E-6$2,187
E-7$2,238
E-8$2,292
E-9$2,418
W-1$2,208
W-2$2,259
W-3$2,328
W-4$2,451
W-5$2,610
O-1E$2,244
O-2E$2,316
O-3E$2,478
O-1$1,680
O-2$2,181
O-3$2,325
O-4$2,658
O-5$2,901
O-6$2,925
O-7$2,943
Promoting to O-3 here adds $144 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Mountain Home AFB to San Francisco at O-2 is worth $3,270 a month — about 23 promotions worth of housing allowance, at $144 per grade here.
02
Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,181 a month of BAH takes more than $2,181 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.