BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 without dependents at Mountain Home AFB draws $2,232 per month in 2026

    Permalinkbahratedesk.com/mountain-home-afb-id/o-4/without/ExcelCSVDownloads cover this station.
    Mountain Home AFB, ID
    O-4 · without dependents
    $2,232/ month
    $26,784 / year
    At O-4, this is #208 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497
    MHA ID086 · ZIPs 83623 83627 83633 83647 83648 83716
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,862 / mo gross
    Other dependency status here$2,658 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Mountain Home AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,563$1,521
    E-2$1,563$1,521
    E-3$1,563$1,521
    E-4$1,563$1,521
    E-5$1,605$1,524
    E-6$2,187$1,641
    E-7$2,238$1,680
    E-8$2,292$1,725
    E-9$2,418$1,899
    Warrant officer
    W-1$2,208$1,656
    W-2$2,259$1,722
    W-3$2,328$1,920
    W-4$2,451$2,196
    W-5$2,610$2,250
    Officer — prior enlisted
    O-1E$2,244$1,686
    O-2E$2,316$1,860
    O-3E$2,478$2,181
    Officer
    O-1$1,680$1,527
    O-2$2,181$1,683
    O-3$2,325$1,977
    O-4$2,658$2,232
    O-5$2,901$2,259
    O-6$2,925$2,304
    O-7$2,943$2,343
    PCS compareMountain Home AFB · O-4 · $2,232/mo
    Aberdeen Proving Grounds$2,865/mo · $34,380/yr
    ▲ RAISE+$633+$7,596/yr · like +$9,738 of salary

    What this rate means

    O-4 without dependents, nearest stations0 – $5,874 / month
    Westchester County$5,874
    Rock Island$2,250
    Kings Bay$2,247
    Fort Knox$2,241
    Indianapolis$2,238
    Mountain Home AFB$2,232
    Pensacola$2,232
    Bangor$2,226
    Fort Leavenworth$2,226
    Kansas City$2,217
    Youngstown$1,497

    Mountain Home AFB is #208 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

    Every pay grade at Mountain Home AFB0 – $2,343 / month
    E-1$1,521
    E-2$1,521
    E-3$1,521
    E-4$1,521
    E-5$1,524
    E-6$1,641
    E-7$1,680
    E-8$1,725
    E-9$1,899
    W-1$1,656
    W-2$1,722
    W-3$1,920
    W-4$2,196
    W-5$2,250
    O-1E$1,686
    O-2E$1,860
    O-3E$2,181
    O-1$1,527
    O-2$1,683
    O-3$1,977
    O-4$2,232
    O-5$2,259
    O-6$2,304
    O-7$2,343

    Promoting to O-5 here adds $27 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Mountain Home AFB to Westchester County at O-4 is worth $3,642 a month — about 135 promotions worth of housing allowance, at $27 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,232 a month of BAH takes more than $2,232 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.