BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,325Without $1,977

    O-3 at Mountain Home AFB draws $2,325 per month with dependents in 2026, $1,977 without

    Permalinkbahratedesk.com/mountain-home-afb-id/o-3/ExcelCSVDownloads cover this station.
    Mountain Home AFB, ID
    O-3 · with dependents
    $2,325/ month
    $27,900 / year
    At O-3, this is #218 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA ID086 · ZIPs 83623 83627 83633 83647 83648 83716
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,981 / mo gross
    Without dependents here$1,977 / mo
    In government quarters, no dependents$50.10 / mo partial
    Mountain Home AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,563$1,521
    E-2$1,563$1,521
    E-3$1,563$1,521
    E-4$1,563$1,521
    E-5$1,605$1,524
    E-6$2,187$1,641
    E-7$2,238$1,680
    E-8$2,292$1,725
    E-9$2,418$1,899
    Warrant officer
    W-1$2,208$1,656
    W-2$2,259$1,722
    W-3$2,328$1,920
    W-4$2,451$2,196
    W-5$2,610$2,250
    Officer — prior enlisted
    O-1E$2,244$1,686
    O-2E$2,316$1,860
    O-3E$2,478$2,181
    Officer
    O-1$1,680$1,527
    O-2$2,181$1,683
    O-3$2,325$1,977
    O-4$2,658$2,232
    O-5$2,901$2,259
    O-6$2,925$2,304
    O-7$2,943$2,343
    PCS compareMountain Home AFB · O-3 · $2,325/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▲ RAISE+$747+$8,964/yr · like +$11,492 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Memphis$2,352
    County Cost Group 780$2,346
    Johnson City$2,343
    Fort Hood$2,340
    Mountain Home AFB$2,325
    Wichita Fls$2,325
    Fallon NAS$2,319
    Kansas City$2,310
    Indianapolis$2,307
    Anniston$1,686

    Mountain Home AFB is #218 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Mountain Home AFB0 – $2,943 / month
    E-1$1,563
    E-2$1,563
    E-3$1,563
    E-4$1,563
    E-5$1,605
    E-6$2,187
    E-7$2,238
    E-8$2,292
    E-9$2,418
    W-1$2,208
    W-2$2,259
    W-3$2,328
    W-4$2,451
    W-5$2,610
    O-1E$2,244
    O-2E$2,316
    O-3E$2,478
    O-1$1,680
    O-2$2,181
    O-3$2,325
    O-4$2,658
    O-5$2,901
    O-6$2,925
    O-7$2,943

    Promoting to O-4 here adds $333 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Mountain Home AFB to Westchester County at O-3 is worth $4,308 a month — about 13 promotions worth of housing allowance, at $333 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,325 a month of BAH takes more than $2,325 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.