What is W-4 BAH at Mountain Home AFB in 2026?

$2,451 per month with dependents ($29,412 per year), effective 01 JAN 2026. Without dependents it is $2,196 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-4 BAH at Mountain Home AFB 2026 — $2,451 with dependents, $2,196 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Mountain Home AFB, ID

W-4 · with dependents

$2,451/ month

$29,412 / year

At W-4, this is #213 of 338 stations loaded · high Westchester County $6,963 · low Stevens Point $1,779

MHA ID086 · ZIPs 83623 83627 83633 83647 83648 83716

Your grade is calledARMYCW4USMCCWO4NAVYCWO4

Untaxed — matching it with taxable pay takes$3,142 / mo gross

Without dependents here$2,196 / mo

In government quarters, no dependents$50.10 / mo partial

Mountain Home AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,563	$1,521
E-2	$1,563	$1,521
E-3	$1,563	$1,521
E-4	$1,563	$1,521
E-5	$1,605	$1,524
E-6	$2,187	$1,641
E-7	$2,238	$1,680
E-8	$2,292	$1,725
E-9	$2,418	$1,899
Warrant officer
W-1	$2,208	$1,656
W-2	$2,259	$1,722
W-3	$2,328	$1,920
W-4	$2,451	$2,196
W-5	$2,610	$2,250
Officer — prior enlisted
O-1E	$2,244	$1,686
O-2E	$2,316	$1,860
O-3E	$2,478	$2,181
Officer
O-1	$1,680	$1,527
O-2	$2,181	$1,683
O-3	$2,325	$1,977
O-4	$2,658	$2,232
O-5	$2,901	$2,259
O-6	$2,925	$2,304
O-7	$2,943	$2,343

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month

Westchester County$6,963

Wichita Fls$2,463

Boise$2,457

Duluth$2,457

County Cost Group 780$2,451

Mountain Home AFB$2,451

Jacksonville$2,445

Fort Leavenworth$2,439

Ogden$2,436

Fort Hood$2,433

Stevens Point$1,779

Mountain Home AFB is #213 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Mountain Home AFB0 – $2,943 / month

E-1$1,563

E-2$1,563

E-3$1,563

E-4$1,563

E-5$1,605

E-6$2,187

E-7$2,238

E-8$2,292

E-9$2,418

W-1$2,208

W-2$2,259

W-3$2,328

W-4$2,451

W-5$2,610

O-1E$2,244

O-2E$2,316

O-3E$2,478

O-1$1,680

O-2$2,181

O-3$2,325

O-4$2,658

O-5$2,901

O-6$2,925

O-7$2,943

Promoting to W-5 here adds $159 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Mountain Home AFB to Westchester County at W-4 is worth $4,512 a month — about 28 promotions worth of housing allowance, at $159 per grade here.

Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,451 a month of BAH takes more than $2,451 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-4 at Mountain Home AFB draws $2,451 per month with dependents in 2026, $2,196 without

What this rate means

Things the rate table doesn't tell you