Official data current

Omaha BAH rates

Verified · Effective 2026-01-01 · MHA NE192

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O-3 · With dependents
$2,601per month

$31,212 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #159 of 338O-3 · with dependents reference
Taxable-pay equivalent$3,335/mo Using the stated 22% comparison rate
Year-over-year change+$249/mo · +10.6%2025 $2,352 → 2026 $2,601
O-3 rate selectedMHA NE192 ZIPs 51501 51502 51503 51510 51521 51525 +87
PCS compare Omaha · O-3 · with dep. · $2,601/mo
Omaha $2,601/mo · $31,212/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,352
2026$2,601

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Omaha — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Gainesville $2,697
Norfolk $2,694
College Station $2,685
Elizabeth City $2,667
El Centro $2,664
Pittsburgh $2,643
Volusia County $2,634
Wilmington $2,628
County Cost Group 810 $2,622
Cincinnati $2,604
Omaha $2,601
Fort Stewart $2,598
Fort Carson $2,595
State College $2,580
Tallahassee $2,580
Columbus $2,577
Birmingham $2,565
Carlisle Barracks $2,559
Grand Haven $2,553
New Orleans $2,553
Dahlonega $2,550
Anniston $1,686

Omaha is #159 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Omaha0 – $3,279 / month
E-1 $1,887
E-2 $1,887
E-3 $1,887
E-4 $1,887
E-5 $2,085
E-6 $2,376
E-7 $2,457
E-8 $2,547
E-9 $2,706
W-1 $2,394
W-2 $2,493
W-3 $2,604
W-4 $2,742
W-5 $2,913
O-1E $2,472
O-2E $2,586
O-3E $2,769
O-1 $2,127
O-2 $2,373
O-3 $2,601
O-4 $2,967
O-5 $3,231
O-6 $3,258
O-7 $3,279

The pay chart moves this allowance far less than the map does.

Moving from Omaha to Westchester County at O-3 is worth $4,032 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…