BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,769Without $2,367

    O-3E at Omaha draws $2,769 per month with dependents in 2026, $2,367 without

    Permalinkbahratedesk.com/omaha-offutt-afb-ne/o-3e/ExcelCSVDownloads cover this station.
    Omaha/Offutt AFB, NE
    O-3E · with dependents
    $2,769/ month
    $33,228 / year
    At O-3E, this is #155 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA NE192 · ZIPs 51501 51502 51503 51510 51521 51525 +87 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,550 / mo gross
    Without dependents here$2,367 / mo
    In government quarters, no dependents$50.10 / mo partial
    Omaha — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,887$1,425
    E-2$1,887$1,425
    E-3$1,887$1,425
    E-4$1,887$1,425
    E-5$2,085$1,587
    E-6$2,376$1,779
    E-7$2,457$1,893
    E-8$2,547$2,148
    E-9$2,706$2,229
    Warrant officer
    W-1$2,394$1,827
    W-2$2,493$2,145
    W-3$2,604$2,241
    W-4$2,742$2,388
    W-5$2,913$2,475
    Officer — prior enlisted
    O-1E$2,472$2,082
    O-2E$2,586$2,211
    O-3E$2,769$2,367
    Officer
    O-1$2,127$1,683
    O-2$2,373$2,022
    O-3$2,601$2,268
    O-4$2,967$2,454
    O-5$3,231$2,502
    O-6$3,258$2,583
    O-7$3,279$2,625
    PCS compareOmaha · O-3E · $2,769/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$453+$5,436/yr · like +$6,969 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Wilmington$2,805
    Charleston$2,802
    Panama City$2,802
    Atlanta$2,784
    Omaha$2,769
    County Cost Group 810$2,757
    El Centro$2,751
    State College$2,739
    Fort Stewart$2,736
    Youngstown$1,788

    Omaha is #155 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Omaha0 – $3,279 / month
    E-1$1,887
    E-2$1,887
    E-3$1,887
    E-4$1,887
    E-5$2,085
    E-6$2,376
    E-7$2,457
    E-8$2,547
    E-9$2,706
    W-1$2,394
    W-2$2,493
    W-3$2,604
    W-4$2,742
    W-5$2,913
    O-1E$2,472
    O-2E$2,586
    O-3E$2,769
    O-1$2,127
    O-2$2,373
    O-3$2,601
    O-4$2,967
    O-5$3,231
    O-6$3,258
    O-7$3,279

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,769 a month of BAH takes more than $2,769 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.