What is E-4 BAH at Peoria in 2026?

$1,506 per month with dependents ($18,072 per year), effective 01 JAN 2026. Without dependents it is $1,131 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-4 BAH at Peoria 2026 — $1,506 with dependents, $1,131 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Peoria, IL

E-4 · with dependents

$1,506/ month

$18,072 / year

At E-4, this is #261 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134

MHA IL090 · ZIPs 61451 61517 61523 61525 61526 61528 +58 more

Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA

Untaxed — matching it with taxable pay takes$1,931 / mo gross

Without dependents here$1,131 / mo

In government quarters, no dependents$50.10 / mo partial

Peoria — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,506	$1,131
E-2	$1,506	$1,131
E-3	$1,506	$1,131
E-4	$1,506	$1,131
E-5	$1,572	$1,311
E-6	$1,860	$1,437
E-7	$1,926	$1,503
E-8	$1,995	$1,635
E-9	$2,109	$1,713
Warrant officer
W-1	$1,878	$1,494
W-2	$1,953	$1,632
W-3	$2,043	$1,725
W-4	$2,133	$1,869
W-5	$2,250	$1,941
Officer — prior enlisted
O-1E	$1,935	$1,569
O-2E	$2,028	$1,695
O-3E	$2,151	$1,851
Officer
O-1	$1,614	$1,434
O-2	$1,857	$1,554
O-3	$2,040	$1,752
O-4	$2,283	$1,920
O-5	$2,463	$1,956
O-6	$2,481	$2,022
O-7	$2,493	$2,052

What this rate means

E-4 with dependents, nearest stations0 – $5,067 / month

New York City$5,067

County Cost Group 750$1,521

Fargo$1,521

Grand Forks$1,518

Gulfport$1,509

Peoria$1,506

Moody AFB$1,503

Topeka$1,503

White Sands MR$1,503

Bismarck$1,500

Youngstown$1,134

Peoria is #261 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

Every pay grade at Peoria0 – $2,493 / month

E-1$1,506

E-2$1,506

E-3$1,506

E-4$1,506

E-5$1,572

E-6$1,860

E-7$1,926

E-8$1,995

E-9$2,109

W-1$1,878

W-2$1,953

W-3$2,043

W-4$2,133

W-5$2,250

O-1E$1,935

O-2E$2,028

O-3E$2,151

O-1$1,614

O-2$1,857

O-3$2,040

O-4$2,283

O-5$2,463

O-6$2,481

O-7$2,493

Promoting to E-5 here adds $66 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Peoria to New York City at E-4 is worth $3,561 a month — about 54 promotions worth of housing allowance, at $66 per grade here.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,506 a month of BAH takes more than $1,506 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-4 at Peoria draws $1,506 per month with dependents in 2026, $1,131 without

What this rate means

Things the rate table doesn't tell you