BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,283Without $1,920

    O-4 at Peoria draws $2,283 per month with dependents in 2026, $1,920 without

    Permalinkbahratedesk.com/peoria-il/o-4/ExcelCSVDownloads cover this station.
    Peoria, IL
    O-4 · with dependents
    $2,283/ month
    $27,396 / year
    At O-4, this is #287 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA IL090 · ZIPs 61451 61517 61523 61525 61526 61528 +58 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,927 / mo gross
    Without dependents here$1,920 / mo
    In government quarters, no dependents$50.10 / mo partial
    Peoria — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,506$1,131
    E-2$1,506$1,131
    E-3$1,506$1,131
    E-4$1,506$1,131
    E-5$1,572$1,311
    E-6$1,860$1,437
    E-7$1,926$1,503
    E-8$1,995$1,635
    E-9$2,109$1,713
    Warrant officer
    W-1$1,878$1,494
    W-2$1,953$1,632
    W-3$2,043$1,725
    W-4$2,133$1,869
    W-5$2,250$1,941
    Officer — prior enlisted
    O-1E$1,935$1,569
    O-2E$2,028$1,695
    O-3E$2,151$1,851
    Officer
    O-1$1,614$1,434
    O-2$1,857$1,554
    O-3$2,040$1,752
    O-4$2,283$1,920
    O-5$2,463$1,956
    O-6$2,481$2,022
    O-7$2,493$2,052
    PCS comparePeoria · O-4 · $2,283/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$1,113+$13,356/yr · like +$17,123 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    Lafayette$2,298
    Montgomery$2,298
    Fort Benning$2,295
    Beaumont$2,289
    Peoria$2,283
    Yuma$2,283
    County Cost Group 720$2,277
    Albany$2,271
    Alexandria$2,268
    Youngstown$1,809

    Peoria is #287 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Peoria0 – $2,493 / month
    E-1$1,506
    E-2$1,506
    E-3$1,506
    E-4$1,506
    E-5$1,572
    E-6$1,860
    E-7$1,926
    E-8$1,995
    E-9$2,109
    W-1$1,878
    W-2$1,953
    W-3$2,043
    W-4$2,133
    W-5$2,250
    O-1E$1,935
    O-2E$2,028
    O-3E$2,151
    O-1$1,614
    O-2$1,857
    O-3$2,040
    O-4$2,283
    O-5$2,463
    O-6$2,481
    O-7$2,493

    Promoting to O-5 here adds $180 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Peoria to Westchester County at O-4 is worth $5,187 a month — about 29 promotions worth of housing allowance, at $180 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,283 a month of BAH takes more than $2,283 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.