BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,391 Without $1,851

E-5 at Reno draws $2,391 per month with dependents in 2026, $1,851 without

Permalink bahratedesk.com/reno-carson-city-nv/ Excel CSV
Reno/Carson City, NV
E-5 · with dependents
$2,391/ month
$28,692 / year
At E-5, this is #108 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NV213 · ZIPs 89402 89412 89424 89431 89432 89433 +43 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,065 / mo gross
Without dependents here $1,851 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Reno · E-5 · $2,391/mo
Reno $2,391/mo · $28,692/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Reno — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,169 $1,698
E-2 $2,169 $1,698
E-3 $2,169 $1,698
E-4 $2,169 $1,698
E-5 $2,391 $1,851
E-6 $2,679 $2,007
E-7 $2,721 $2,178
E-8 $2,766 $2,454
E-9 $2,889 $2,532
Warrant officer
W-1 $2,697 $2,100
W-2 $2,739 $2,451
W-3 $2,802 $2,544
W-4 $2,922 $2,682
W-5 $3,075 $2,730
Officer — prior enlisted
O-1E $2,724 $2,388
O-2E $2,790 $2,514
O-3E $2,946 $2,670
Officer
O-1 $2,433 $1,941
O-2 $2,676 $2,322
O-3 $2,799 $2,571
O-4 $3,120 $2,715
O-5 $3,357 $2,736
O-6 $3,384 $2,778
O-7 $3,408 $2,823

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Norfolk $2,430
Great Lakes Navtracen $2,427
Savannah $2,415
County Cost Group 850 $2,409
Patuxent River $2,406
Beaufort $2,403
Reno $2,391
Atlanta $2,388
Corvallis $2,388
Hampden County $2,388
Charleston $2,385
Portland $2,379
Allentown $2,373
Charlottesville $2,373
Ocala $2,370
Bremerton $2,364
Detroit $2,361
Anniston $1,185

Reno is #108 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Reno0 – $3,408 / month
E-1 $2,169
E-2 $2,169
E-3 $2,169
E-4 $2,169
E-5 $2,391
E-6 $2,679
E-7 $2,721
E-8 $2,766
E-9 $2,889
W-1 $2,697
W-2 $2,739
W-3 $2,802
W-4 $2,922
W-5 $3,075
O-1E $2,724
O-2E $2,790
O-3E $2,946
O-1 $2,433
O-2 $2,676
O-3 $2,799
O-4 $3,120
O-5 $3,357
O-6 $3,384
O-7 $3,408

The pay chart moves this allowance far less than the map does.

Moving from Reno to San Francisco at E-5 is worth $2,736 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.