Official data current

Reno BAH rates

Verified · Effective 2026-01-01 · MHA NV213

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O-5 · With dependents
$3,357per month

$40,284 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #119 of 338O-5 · with dependents reference
Taxable-pay equivalent$4,304/mo Using the stated 22% comparison rate
Year-over-year change+$54/mo · +1.6%2025 $3,303 → 2026 $3,357
O-5 rate selectedMHA NV213 ZIPs 89402 89412 89424 89431 89432 89433 +43
PCS compare Reno · O-5 · with dep. · $3,357/mo
Reno $3,357/mo · $40,284/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,303
2026$3,357

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Reno — full sheet Tap a row

What this rate means

O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County $8,064
Port Angeles $3,435
Fresno $3,414
Bremerton $3,411
Pittsburgh $3,408
Fairbanks $3,405
Whidbey Island $3,402
Tampa $3,390
Traverse City $3,390
Minneapolis $3,384
County Cost Group 830 $3,366
Reno $3,357
Buffalo $3,324
Eugene $3,324
Norfolk $3,318
Wilmington $3,303
Patuxent River $3,300
Twenty Nine Palms MCB $3,291
Houston $3,288
Humboldt County $3,288
Gainesville $3,276
Patrick SFB $3,267
Youngstown $1,827

Reno is #119 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

Every pay grade at Reno0 – $3,408 / month
E-1 $2,169
E-2 $2,169
E-3 $2,169
E-4 $2,169
E-5 $2,391
E-6 $2,679
E-7 $2,721
E-8 $2,766
E-9 $2,889
W-1 $2,697
W-2 $2,739
W-3 $2,802
W-4 $2,922
W-5 $3,075
O-1E $2,724
O-2E $2,790
O-3E $2,946
O-1 $2,433
O-2 $2,676
O-3 $2,799
O-4 $3,120
O-5 $3,357
O-6 $3,384
O-7 $3,408

The pay chart moves this allowance far less than the map does.

Moving from Reno to Westchester County at O-5 is worth $4,707 a month — about 174 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…