BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,697Without $2,100

    W-1 at Reno draws $2,697 per month with dependents in 2026, $2,100 without

    Permalinkbahratedesk.com/reno-carson-city-nv/w-1/ExcelCSVDownloads cover this station.
    Reno/Carson City, NV
    W-1 · with dependents
    $2,697/ month
    $32,364 / year
    At W-1, this is #116 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350
    MHA NV213 · ZIPs 89402 89412 89424 89431 89432 89433 +43 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$3,458 / mo gross
    Without dependents here$2,100 / mo
    In government quarters, no dependents$50.10 / mo partial
    Reno — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,169$1,698
    E-2$2,169$1,698
    E-3$2,169$1,698
    E-4$2,169$1,698
    E-5$2,391$1,851
    E-6$2,679$2,007
    E-7$2,721$2,178
    E-8$2,766$2,454
    E-9$2,889$2,532
    Warrant officer
    W-1$2,697$2,100
    W-2$2,739$2,451
    W-3$2,802$2,544
    W-4$2,922$2,682
    W-5$3,075$2,730
    Officer — prior enlisted
    O-1E$2,724$2,388
    O-2E$2,790$2,514
    O-3E$2,946$2,670
    Officer
    O-1$2,433$1,941
    O-2$2,676$2,322
    O-3$2,799$2,571
    O-4$3,120$2,715
    O-5$3,357$2,736
    O-6$3,384$2,778
    O-7$3,408$2,823
    PCS compareReno · W-1 · $2,697/mo
    Aberdeen Proving Grounds$2,760/mo · $33,120/yr
    ▲ RAISE+$63+$756/yr · like +$969 of salary

    What this rate means

    W-1 with dependents, nearest stations0 – $5,472 / month
    San Francisco$5,472
    Dahlgren$2,733
    Atlanta$2,727
    Coastal Maine$2,718
    Milwaukee$2,715
    Reno$2,697
    Nashville$2,694
    County Cost Group 840$2,673
    St. Louis$2,673
    Knoxville$2,670
    Youngstown$1,350

    Reno is #116 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

    Every pay grade at Reno0 – $3,408 / month
    E-1$2,169
    E-2$2,169
    E-3$2,169
    E-4$2,169
    E-5$2,391
    E-6$2,679
    E-7$2,721
    E-8$2,766
    E-9$2,889
    W-1$2,697
    W-2$2,739
    W-3$2,802
    W-4$2,922
    W-5$3,075
    O-1E$2,724
    O-2E$2,790
    O-3E$2,946
    O-1$2,433
    O-2$2,676
    O-3$2,799
    O-4$3,120
    O-5$3,357
    O-6$3,384
    O-7$3,408

    Promoting to W-2 here adds $42 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Reno to San Francisco at W-1 is worth $2,775 a month — about 66 promotions worth of housing allowance, at $42 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,697 a month of BAH takes more than $2,697 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.