BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,908 Without $1,476

E-5 at Rock Island draws $1,908 per month with dependents in 2026, $1,476 without

Permalink bahratedesk.com/rock-island-il/ Excel CSV
Rock Island, IL
E-5 · with dependents
$1,908/ month
$22,896 / year
At E-5, this is #194 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA IL089 · ZIPs 52722 52726 52728 52745 52746 52748 +37 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,446 / mo gross
Without dependents here $1,476 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Rock Island · E-5 · $1,908/mo
Rock Island $1,908/mo · $22,896/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Rock Island — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,722 $1,389
E-2 $1,722 $1,389
E-3 $1,722 $1,389
E-4 $1,722 $1,389
E-5 $1,908 $1,476
E-6 $2,238 $1,680
E-7 $2,262 $1,728
E-8 $2,283 $1,980
E-9 $2,388 $2,073
Warrant officer
W-1 $2,259 $1,695
W-2 $2,268 $1,977
W-3 $2,301 $2,085
W-4 $2,421 $2,238
W-5 $2,577 $2,262
Officer — prior enlisted
O-1E $2,265 $1,905
O-2E $2,292 $2,052
O-3E $2,448 $2,232
Officer
O-1 $1,956 $1,533
O-2 $2,235 $1,851
O-3 $2,298 $2,118
O-4 $2,628 $2,250
O-5 $2,868 $2,265
O-6 $2,892 $2,277
O-7 $2,910 $2,313

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Rapid City $1,986
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Greenville $1,923
Yakima $1,923
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Bloomington $1,905
Davis-Monthan AFB $1,905
New Orleans $1,905
Bangor $1,893
County Cost Group 790 $1,890
Fort Gordon $1,890
Helena $1,887
Mobile $1,887
Columbia $1,878
Baton Rouge $1,875
Anniston $1,185

Rock Island is #194 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Rock Island0 – $2,910 / month
E-1 $1,722
E-2 $1,722
E-3 $1,722
E-4 $1,722
E-5 $1,908
E-6 $2,238
E-7 $2,262
E-8 $2,283
E-9 $2,388
W-1 $2,259
W-2 $2,268
W-3 $2,301
W-4 $2,421
W-5 $2,577
O-1E $2,265
O-2E $2,292
O-3E $2,448
O-1 $1,956
O-2 $2,235
O-3 $2,298
O-4 $2,628
O-5 $2,868
O-6 $2,892
O-7 $2,910

The pay chart moves this allowance far less than the map does.

Moving from Rock Island to San Francisco at E-5 is worth $3,219 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.