Official data current

Rock Island BAH rates

Verified · Effective 2026-01-01 · MHA IL089

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O-6 · With dependents
$2,892per month

$34,704 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #198 of 338O-6 · with dependents reference
Taxable-pay equivalent$3,708/mo Using the stated 22% comparison rate
Year-over-year change+$213/mo · +8.0%2025 $2,679 → 2026 $2,892
O-6 rate selectedMHA IL089 ZIPs 52722 52726 52728 52745 52746 52748 +37
PCS compare Rock Island · O-6 · with dep. · $2,892/mo
Rock Island $2,892/mo · $34,704/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,679
2026$2,892

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Rock Island — full sheet Tap a row

What this rate means

O-6 with dependents, nearest stations0 – $8,136 / month
Westchester County $8,136
Grand Haven $2,934
County Cost Group 790 $2,928
Des Moines $2,925
Fargo $2,925
Mountain Home AFB $2,925
Provo $2,925
Johnson City $2,919
Morehead $2,919
Dahlonega $2,916
Albuquerque $2,892
Rock Island $2,892
Rapid City $2,871
Fayetteville $2,868
Kansas City $2,868
Lexington $2,862
Lemoore NAS $2,856
Birmingham $2,847
Champaign $2,841
Eastern Shore $2,841
Lansing $2,841
Laughlin AFB $2,841
Youngstown $1,839

Rock Island is #198 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

Every pay grade at Rock Island0 – $2,910 / month
E-1 $1,722
E-2 $1,722
E-3 $1,722
E-4 $1,722
E-5 $1,908
E-6 $2,238
E-7 $2,262
E-8 $2,283
E-9 $2,388
W-1 $2,259
W-2 $2,268
W-3 $2,301
W-4 $2,421
W-5 $2,577
O-1E $2,265
O-2E $2,292
O-3E $2,448
O-1 $1,956
O-2 $2,235
O-3 $2,298
O-4 $2,628
O-5 $2,868
O-6 $2,892
O-7 $2,910

The pay chart moves this allowance far less than the map does.

Moving from Rock Island to Westchester County at O-6 is worth $5,244 a month — about 291 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…